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1358 Rideau Ferry Road, Drummond/North Elmsley, ON K7H 3C7

3 beds · 3 baths · 1 kitchen · 13 rooms · 8 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Rural Residential
$699,000
Property tax
$3,249 / year

What an appealing country home. Chestnut-hued wood exterior harmoniously fits into the surrounding shade trees. On park-like private 1.7 acres, this family home has intertwined open spaces and whimsical nooks. Welcoming wrap-about deck invites you to sit down, and relax. Inside the 2592sf home you have three good-sized bedrooms and three full bathrooms. Hardwood floors and large windows flow thru the living areas. Front foyer two big bay windows have extended sitting areas for soaking in the sun. Livingroom propane fireplace built into attractive wall of cabinetry with glass displays. Extra-long dining room ensures there's always room for one more at the table. Off dining area is kitchen that wraps you in warmth with its charming country decor. Designed for the family who share food prep, kitchen has endless counter space, array of storage cupboards and newer appliances. Garden door open to deck for BBQs & gatherings. The family room wood accents are calming, while oversized windows bring the outdoors inside. Cozy woodstove for cool evenings and wintery days. Patio doors open to sunroom that overlooks gardens and pool. Main floor also has primary bedroom with walk-in closet, garden door to deck and access door to 4-pc bathroom. Main floor laundry room, another full bathroom and wonderful storage/sitting nooks. The second floor has two wings, both are private. One wing is the second bedroom, that could also be a primary bedroom with closet and access to 4-pc bathroom. The other wing is sunny bright bedroom with lots of windows. Backyard staycation with its hot tub and on-ground pool with newer deck and pool house. The pool also has solar blanket and 3 year old liner. Detached garage/workshop with hydro and separate door that leads upstairs to loft for guest bedroom, games room or flex space. Metal roof 2011. Located on paved township road with garbage pickup & school route. Just 5 mins to Rideau Ferry on Rideau Lake for swimming & boat launch. Or, 6 mins to Perth

MLS number
X13487240
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K7H 3C7
Photos
45
Laundry
Main Level level
79days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,183 people.

$124,000Median household income
94.6%Own their home
100%Detached houses
56.8Median age
4.5%Born outside Canada
33.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35090175 — the few blocks around this address, home to 1,183 people. It describes the area, not this property.

1,183Population
50.2Average age
2.5Household size
$143,000Average household income
$124,000Median household income
95%Own their home
5%Rent
0%Condominiums
5%Born outside Canada
34%University degree
$700,000Average home value
4%Low income
85%Not in the labour force
19%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9992%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over40%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over13%

Percentages are of the 745 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,800 · minimum here is $44,900
$3,095.02per month
Borrowed before insurance$559,200
Total borrowed$559,200
Interest over 25 years at 4.5%$369,306

If you rented it out

-$3,365.77per month out of pocket
Rent$0.00
Everything it costs to hold$3,365.77
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER FIRST OTTAWA REALTY. Listing data provided by the Toronto Regional Real Estate Board.