28 Beckwith Street N, Smiths Falls, ON K7A 2B3
VTB AVAILABLE on approved credit!!!! Calling all business owners & investors! This versatile, single-level commercial space offers roughly 5,000sq ft ready to customize for retail, office, or service-oriented operations. The layout can be easily re-configured into multiple units to suit your vision, offset expenses, create income streams. With expansive storefront windows, high ceiling height, and excellent street exposure, the building benefits from steady foot & vehicle traffic. Ground-level construction ensures smooth, accessible entry for all customers. Positioned in the heart of the downtown district, the property allows for a broad range of permitted uses and sits among successful shops, restaurants, and services. CITY GRANTS AVAILABLE if you qualify. Large section of the roof replaced in 2026. Book today! 24-hour irrevocable on all offers.
- MLS number
- X13488024
- Type
- Commercial Retail
- Status
- Active
- Bedrooms
- —
- Bathrooms
- —
- Postal code
- K7A 2B3
- Photos
- 8
- Property tax
- $5,400 / year
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Commercial Retail
- Class
- Commercial
- Community
- 901 - Smiths Falls
- Municipality
- Smiths Falls
- Cross street
- Russell St & Beckwith St.
- Zoning
- COMMERCIAL
Land
- Lot
- 42 × 122 feet
Heating, cooling and services
- Heating
- Gas Forced Air Closed
- Cooling
- Yes
- Water
- Municipal
Listing
- MLS number
- X13488024
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-06-25
- Expires
- 2026-10-31
- Possession
- 2026-09-01
- Taxes
- $5,400 (2025)
- Board
- Cornwall and District Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Francis de Sales Separate School CDSB of Eastern Ontario | Elementary | 276 m | / 10 58% met the standard |
| St. James Catholic Education Centre High School CDSB of Eastern Ontario | Secondary | 326 m | Not reported |
| Duncan J Schoular Public School Upper Canada DSB | Elementary | 800 m | / 10 47% met the standard |
| St. Luke Catholic High School CDSB of Eastern Ontario | Secondary | 1.6 km | / 10 19% met the standard · 1 of 6 measures |
| St. Luke Catholic School CDSB of Eastern Ontario | Elementary | 1.6 km | Not reported |
| Chimo Elementary School Upper Canada DSB | Elementary | 1.6 km | / 10 76% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 551 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35090191 — the few blocks around this address, home to 551 people. It describes the area, not this property.
Percentages are of the 310 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.