Homula Realty Brokerage
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25 West Clear Bay Road, Trent Lakes, ON K0M 2A0

Investment
$1,999,900

Experience exceptional waterfront living on the only marina on the highly sought-after Crystal Lake. Situated on nearly 3 acres of prime waterfront land, this unique property presents a rare opportunity to own a spacious 3-bedroom, 2-bathroom residence with desirable Tourist Commercial zoning (see attached list of permitted uses).The property offers outstanding versatility and income potential, featuring two separate guest cabins, a large detached 3-bay shop with hydro, multiple outbuildings, numerous boat slips, and a private concrete boat launch. Whether you're seeking a year-round waterfront residence, recreational retreat, or commercial venture, this remarkable property offers endless possibilities in an unparalleled lakeside setting. Property is currently operating as a marina offering gas, boat repairs, boat winterizing/storage and a small general store offering boating essentials.

MLS number
X13489632
Type
Investment
Status
Active
Bedrooms
—
Bathrooms
—
Postal code
K0M 2A0
Photos
9
Property tax
$7,644 / year
83days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,173 people.

$82,000Median household income
95.9%Own their home
100%Detached houses
60.8Median age
8.8%Born outside Canada
21.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150319 — the few blocks around this address, home to 1,173 people. It describes the area, not this property.

1,173Population
55.4Average age
2Household size
$124,000Average household income
$82,000Median household income
96%Own their home
4%Rent
0%Condominiums
9%Born outside Canada
22%University degree
$820,000Average home value
13%Low income
16%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over8%

Percentages are of the 825 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$399,980 · minimum here is $399,980
$8,855.12per month
Borrowed before insurance$1,599,920
Total borrowed$1,599,920
Interest over 25 years at 4.5%$1,056,617

If you rented it out

-$9,492.12per month out of pocket
Rent$0.00
Everything it costs to hold$9,492.12
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ALL-STARS REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.