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838496 4th Line E, Mulmur, ON L9V 0J7

4+2 beds · 4 baths · 1 kitchen · 10+5 rooms · 10 parking spaces · 3500-5000 sq ft · Farm
$4,250,000
Property tax
$9,254 / year

Welcome to Cadmor. Set on 50 private acres along the Niagara Escarpment in the Hills of Mulmur, this exceptional country home built in the Ontario Regency Cottage style, offers a rare combination of acreage, craftsmanship, and panoramic views that don't often come to market in this corridor. Approached by a circular driveway and framed by a welcoming porch with a charming bell curved roof, the home enjoys breathtaking 360-degree escarpment views where you can even spot Toronto on a clear day. The grounds are a thoughtful mix of cedar rail fence, irrigated perennial gardens, mature hardwood bush, and approximately 20 acres of open-workable land. Inside, reclaimed materials and timeless craftsmanship define the home, including an antique oversized front door, bespoke plasterwork, and reclaimed wood floors and trim throughout. The main level features a true country kitchen with a commercial-grade stove, centre island, with walk-out to a south facing screened porch. Formal dining and living rooms, each with its own Rumford wood-burning fireplace; a sunken family room with propane fireplace and built-ins; and a primary suite addition (2019) with coffered ceiling, walk-in closet, and luxurious 5-piece ensuite. Upstairs are three additional bedrooms, including the original primary suite with wood-burning fireplace, dormer windows, and 3-piece ensuite, plus a second 3-piece bath with cast-iron tub. The finished basement offers two more bedrooms (one currently studio space), a 3-piece bath, generous built-ins, cold cellar, and two storage rooms. Geothermal heating with in-floor heat in the additions, and a backup generator provide practicality. A detached two-car garage with loft and separate electrical panel. Just minutes to Creemore, Mad River Golf Club, Mansfield Ski Club, and the Bruce Trail, with Toronto and Pearson Airport approximately 75 minutes away. A truly rare offering in one of Mulmur's most sought-after locations.

MLS number
X13492322
Type
Farm
Status
Active
Bedrooms
6
Bathrooms
4
Postal code
L9V 0J7
Photos
47
Laundry
Not in the unit
78days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 633 people.

$111,000Median household income
93.3%Own their home
98%Detached houses
53.2Median age
9.3%Born outside Canada
23.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35220064 — the few blocks around this address, home to 633 people. It describes the area, not this property.

633Population
48Average age
2.5Household size
$134,000Average household income
$111,000Median household income
93%Own their home
7%Rent
0%Condominiums
9%Born outside Canada
23%University degree
$1,010,000Average home value
7%Low income
51%Not in the labour force
26%Never married
$25,000 to $29,9993%
$30,000 to $34,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over37%
$100,000 to $124,99911%
$125,000 to $149,9995%
$150,000 to $199,99911%
$200,000 and over12%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$850,000 · minimum here is $850,000
$18,818.08per month
Borrowed before insurance$3,400,000
Total borrowed$3,400,000
Interest over 25 years at 4.5%$2,245,424

If you rented it out

-$19,589.25per month out of pocket
Rent$0.00
Everything it costs to hold$19,589.25
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE RCR REALTY. Listing data provided by the Toronto Regional Real Estate Board.