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504553 Grey 1 Road, Georgian Bluffs, ON N0H 2T0

4+1 beds · 3 baths · 1 kitchen · 11+2 rooms · 6 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$1,799,000
Property tax
$6,660 / year

Waterfront home on Georgian Bay. Exceptionally crafted and well-maintained 4 bedroom home situated on a mature landscaped setting, fronting pristine and crystal clear waters. Built for the current owners in 2004, it features low-maintenance, durable stucco siding, steel roofing (Hy-Grade), and is energy efficientwith spray-foam insulation. The ground-floor walls are constructed entirely (floor-to-ceiling) out of poured concrete - built to last, and a solid barrier to critters and wildlife. The living areas of the house are above-grade, ensuring peace-of-mind bone-dry interiors. Additional interior features include 3 full bathrooms, cathedral ceilings, soaring 2-storey picture windows with panoramic views, two fireplaces, and flooring of maple hardwood, ceramic and granite. The large custom Scavolini kitchen has granite countertops, integrated high-end appliances (Miele, Liebherr), a 4'x6' kitchen island with a built-in aluminum bench for extra seating. A large covered porch is right off the main front door, 44 feet in length, providing a weather protected and wind-sheltered outdoor space forrelaxing and outdoor dining. The property features a detached double garage/coach house, with an upstairs space of 500 sq. ft., fully finished, heated, andinsulated again with spray-foam insulation. This finished space above the garage has an extra bedroom, and a balcony with water views. The property also has a separate bunkie, providing extra space for kids. Awaterside stone patio (800 sq. ft.), great for enjoying a BBQ, with lake breezes and big-sky views, issurrounded by a canopy of large birch, maple and oak trees. The driveway is made from cobblestones, making it erosion resistant, and extends to the water's edge, ideal for boat launches (or a future marina) and watersports. The property is on Grey Road 1 in the Twp of Georgian Bluffs, which has year-round reliable road maintenance and snow-plowing, Minutes from several golf courses, including Cobble Beach.

MLS number
X13492608
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
N0H 2T0
Photos
48
Laundry
Lower Level level
79days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Georgian Bluffs — 213 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$561k$1.19M$1.82M20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-2d56d115d20252026
38dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in georgian bluffs. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 955 people.

$79,000Median household income
95.1%Own their home
98.9%Detached houses
61.2Median age
9.5%Born outside Canada
17.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410249 — the few blocks around this address, home to 955 people. It describes the area, not this property.

955Population
54.5Average age
2.1Household size
$91,600Average household income
$79,000Median household income
95%Own their home
5%Rent
0%Condominiums
10%Born outside Canada
17%University degree
$582,000Average home value
9%Low income
12%Never married
$5,000 to $9,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9996%
$100,000 and over25%
$100,000 to $124,99912%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$359,800 · minimum here is $359,800
$7,965.58per month
Borrowed before insurance$1,439,200
Total borrowed$1,439,200
Interest over 25 years at 4.5%$950,475

If you rented it out

-$8,520.58per month out of pocket
Rent$0.00
Everything it costs to hold$8,520.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Elevate Realty. Listing data provided by the Toronto Regional Real Estate Board.