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44 Hillcrest Lane, Perry, ON P0A 1J0

3 beds · 2 baths · 1 kitchen · 9 rooms · 10 parking spaces · 1100-1500 sq ft · Laundry on the upper level level · Detached
$1,298,500
Property tax
$3,794 / year

Welcome to 44 Hillcrest Lane, a spectacular four-season waterfront home on the highly sought-after south shore of Bay Lake. Tucked away at the end of a picturesque tree-lined driveway, this 2018 built private retreat offers approximately 2,200 sq. ft. of living space on nearly one acre, with breathtaking lake views from almost every room and positioned just steps from the shoreline. Designed with an upside-down layout to maximize the panoramic waterfront scenery, the upper level features a bright open-concept kitchen, dining, and living area, along with a spacious primary bedroom and ensuite bath. Relax on the lakeside deck, where shaded afternoons provide the perfect setting to enjoy the peaceful surroundings.The lower level offers two generously sized bedrooms, a full bathroom, laundry room, and ample storage, making it ideal for family and guests.Outside, you'll find two private docks, a detached 265 sq ft oversized finished bunkie perfect for guests, grandchildren, a home office, artist's studio, or workshop, plus a detached two-car garage and an additional carport for boats or recreational vehicles.Enjoy peace of mind and year round living with a Generac backup generator & central air and level year round access. Bay Lake is known for its crystal-clear water, exceptional boating and fishing, and welcoming community. Conveniently located just 20 minutes from Huntsville and only minutes to Novar for groceries, the LCBO, and the post office, this property offers the perfect balance of privacy and convenience.Whether you're searching for a year-round waterfront home or the ultimate family cottage, 44 Hillcrest Lane is a rare opportunity to own an exceptional piece of Bay Lake.

MLS number
X13499586
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P0A 1J0
Photos
48
Laundry
Upper Level level
75days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$259,700 · minimum here is $104,850
$5,749.48per month
Borrowed before insurance$1,038,800
Total borrowed$1,038,800
Interest over 25 years at 4.5%$686,043

If you rented it out

-$6,065.64per month out of pocket
Rent$0.00
Everything it costs to hold$6,065.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Muskoka Realty. Listing data provided by the Toronto Regional Real Estate Board.