Homula Realty Brokerage
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1129 LAKESHORE Road, Highlands East, ON K0M 1R0

3+1 beds · 1 bath · 1 kitchen · 9 rooms · 2 parking spaces · 700-1100 sq ft · Detached
$599,900
Property tax
$1,848 / year

Dreaming of cottage life just 2 hours from the GTA? Welcome to this beautifully renovated retreat in the Haliburton Highlands, offering an affordable opportunity to enjoy full furnished waterfront living on Goodheram Lake. This charming cottage features an open-concept living space, updated kitchen, stunning brand new bathroom, 3 bedrooms, and a separate sitting room perfect for guests or quiet evenings. Bonus loft. Large windows capture the beauty of the lake, while the walkout to the expansive deck with glass railings creates the perfect setting for entertaining or simply soaking in the view. New deck, glass railings & stairs are all with upgraded composite decking. The waterfront offers deep water off the dock for boating and a hard-packed sandy entry ideal for all ages to enjoy. End your days watching spectacular sunsets from the lakeside deck, or cozy nights in front of the efficient corn/wood pellett stove. Bonus within walking distance to local amenities, ice cream and close to hiking and snowmobile trails. A wonderful chance to own your own slice of cottage country at an accessible price.

MLS number
X13510056
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
K0M 1R0
Photos
33
Laundry
Not in the unit
73days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 958 people.

$65,500Median household income
87.6%Own their home
97%Detached houses
59.2Median age
8.6%Born outside Canada
18%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460080 — the few blocks around this address, home to 958 people. It describes the area, not this property.

958Population
53.7Average age
1.9Household size
$80,000Average household income
$65,500Median household income
88%Own their home
12%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$576,000Average home value
17%Low income
15%Never married
Under $5,0002%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over23%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 640 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$119,980 · minimum here is $34,990
$2,656.23per month
Borrowed before insurance$479,920
Total borrowed$479,920
Interest over 25 years at 4.5%$316,948

If you rented it out

-$2,810.23per month out of pocket
Rent$0.00
Everything it costs to hold$2,810.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Revel Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.