LOT 8 Havelock Street, Adelaide Metcalfe, ON N0M 2B0
Dreaming of building your custom dream home? This is your opportunity to purchase a lovely 66' x 132' lot on a quiet street in the welcoming rural community of Kerwood. Offering ample space and flexibility, this generously sized lot provides plenty of options to bring your vision to life. Municipal services, including natural gas, hydro, and sewers, are available at the lot line. Enjoy the peace and quiet of rural living without sacrificing convenience. Just 10 minutes to Strathroy's shopping, restaurants, schools, and everyday amenities, and an easy drive to London, Sarnia, and the beaches of Grand Bend. A fantastic opportunity to create the home you've always wanted in a peaceful, family-friendly setting. There is a strong possibility that the Seller will release Lot 9 for sale in the future with a Right of First Offer to the purchaser, upon the sale of Lot 8.
- MLS number
- X13511352
- Type
- Land
- Status
- Active
- Bedrooms
- —
- Bathrooms
- —
- Postal code
- N0M 2B0
- Photos
- 4
- Property tax
- $1,043 / year
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Land
- Class
- Commercial
- Community
- Kerwood
- Municipality
- Adelaide Metcalfe
- Cross street
- Adele St
- Zoning
- VR
Land
- Lot
- 66 × 132 feet
- Shape
- Rectangular
Heating, cooling and services
- Water
- Other
- Sewer
- Sanitary Available
Listing
- MLS number
- X13511352
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-02
- Expires
- 2026-12-31
- Taxes
- $1,043 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 460 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35390798 — the few blocks around this address, home to 460 people. It describes the area, not this property.
Percentages are of the 240 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.