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257 Sweets Portage Road, Georgian Bay, ON L0K 1S0

3 beds · 3 baths · 1 kitchen · 9 rooms · 8 parking spaces · 2500-3000 sq ft · Detached
$2,895,000
Property tax
$7,568 / year

A rare, one-of-a-kind offering on coveted Gloucester Pool, where 280 feet of private shoreline and 2.5 wooded acres open onto the Trent-Severn Waterway - just one lock from the boundless water of Georgian Bay. Deep water greets the day at a large dock with two wet slips, a boat lift and a covered boat port, all-day sun warms the waterfront, and the well-treed grounds drift gently to the water's edge.Architecturally designed and approximately 2,800 square feet, the cedar home unfolds across nine generous rooms beneath nine- to ten-foot ceilings, rising to nearly twenty feet in the living room. Natural light pours through every room, heated floors warm the kitchen and solarium, solid pine doors and trim lend warmth throughout, and a stone-feature fireplace anchors the heart of the home. The main-floor primary suite - roughly 600 square feet - is a private retreat with a large ensuite, its own sauna, a double-sided fireplace and views to forest and lake. Two further bedrooms are set apart upstairs for privacy, framed by a distinctive ship-inspired railing and portal windows.Outdoors, a sweeping deck, hot tub, screened gazebo and irrigated gardens of mature trees and wildflowers carry the living space into the landscape. A detached, oversized two-storey garage offers games-room or guest-quarters potential, while four-season systems - propane forced-air heating, a Generac generator, and lake-drawn water with UV purification - make it genuinely turnkey.Private, year-round and just 100 miles from Toronto via Highway 400, this is a truly singular property: deep water, big-boat access and the open run to Georgian Bay, on one of the area's most sought-after locations.

MLS number
X13512788
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L0K 1S0
Photos
40
Laundry
Not in the unit
72days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,155 people.

$92,000Median household income
94.3%Own their home
98.1%Detached houses
59.2Median age
11.9%Born outside Canada
24.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440275 — the few blocks around this address, home to 1,155 people. It describes the area, not this property.

1,155Population
53.4Average age
2.1Household size
$147,000Average household income
$92,000Median household income
94%Own their home
6%Rent
3%Condominiums
12%Born outside Canada
25%University degree
$988,000Average home value
11%Low income
100%Not in the labour force
18%Never married
Under $5,0001%
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over10%

Percentages are of the 790 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$579,000 · minimum here is $579,000
$12,818.43per month
Borrowed before insurance$2,316,000
Total borrowed$2,316,000
Interest over 25 years at 4.5%$1,529,530

If you rented it out

-$13,449.10per month out of pocket
Rent$0.00
Everything it costs to hold$13,449.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Chestnut Park Real Estate. Listing data provided by the Toronto Regional Real Estate Board.