Homula Realty Brokerage
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127 Cedar Crescent, Centre Wellington, ON N1M 2W5

3 beds · 2 baths · 1 kitchen · 8 rooms · 2 parking spaces · 700-1100 sq ft · Modular Home
$189,900
Property tax
$154 / year

Welcome to your perfect seasonal getaway at Maple Leaf Acres on beautiful Belwood Lake! This charming 3-bedroom, 2-bath board-and-batten modular home is tucked beside the woods at the end of a quiet street, offering privacy, peace, and classic cottage charm. Cozy up around the propane stove on cooler evenings or relax outdoors under the gazebo while enjoying the peaceful natural setting. All furnishings are included, along with the BBQ, making this a truly turnkey retreat. This well-maintained home has seen numerous updates, including newer windows, new drywall and paint, replacement plumbing (2020), new roof (2020), hot water tank (2025), giving you peace of mind while preserving its warm cottage feel. Maple Leaf Acres is a sought-after member-owned community offering exceptional amenities, including indoor and outdoor swimming pools, a hot tub, recreation hall, restaurant, playgrounds, sports courts, walking trails, and access to beautiful Belwood Lake with a private boat launch. Monthly land lease fees are just $247.47, and property taxes are only $153.64 for the entire year, making this an affordable way to enjoy seasonal cottage living. The season runs May thru October, but winter access is allowed. Located just 12 minutes from Fergus and an easy drive from the GTA, this is the perfect place to escape the city, unwind, and start making lasting family memories.

MLS number
X13513694
Type
Modular Home
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N1M 2W5
Photos
46
Laundry
Not in the unit
72days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 183 people.

100%Own their home
30%Detached houses
64Median age
45.7%Born outside Canada
8.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230324 — the few blocks around this address, home to 183 people. It describes the area, not this property.

183Population
60.2Average age
1.8Household size
100%Own their home
0%Rent
0%Condominiums
46%Born outside Canada
9%University degree
$296,000Average home value
14%Never married
10 to 14 years3%
15 to 19 years6%
20 to 24 years3%
25 to 29 years3%
40 to 44 years3%
45 to 49 years6%
50 to 54 years6%
55 to 59 years8%
60 to 64 years17%
65 to 69 years11%
70 to 74 years14%
75 to 79 years8%
80 to 84 years14%

Percentages are of the 180 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$37,980 · minimum here is $9,495
$840.84per month
Borrowed before insurance$151,920
Total borrowed$151,920
Interest over 25 years at 4.5%$100,331

If you rented it out

-$853.67per month out of pocket
Rent$0.00
Everything it costs to hold$853.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REAL BROKER ONTARIO LTD.. Listing data provided by the Toronto Regional Real Estate Board.