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125 Municipal Street, Guelph, ON N1G 4R1

4+3 beds · 4 baths · 2 kitchens · 8+7 rooms · 4 parking spaces · 1500-2000 sq ft · Detached
$960,000
Property tax
$6,202 / year

ATTENTION; INVESTORS INVESTORS INVESTORS~ Looking for an Investor that will buy and take over the current Tenants Upstairs and Basement. Welcome to an exceptional investment opportunity in the heart of Guelph, nestled on one of the city's most desirable streets. This is your opportunity to own a lucrative income-generating property. Upstairs and downstairs rented. Very rare Solid All Brick 7 Bedrooms / 4 Washrooms Detached Bungalow - 4 Bedroom Upstairs & 3 Bedrooms In The Basement & Rec Room. ( The extra Rec Room can be used as Study Room/Office ). Basement Has a Walk- Out Door & Separate Entrance. Open-concept Kitchen & Dining with a corridor leading to a big Family Living Room upstairs with a cozy fireplace. This Solid Brick Well Maintained Bungalow Is Located In A quiet Most Sought After Neighborhood Of Guelph with an abundance of walking trails, close to all amenities including the Prestigious University Of Guelph, Highway 6, Downtown, Convenience stores, Parks and a host of other Amenities. This property comes with a big backyard and top patio to chill with friends and family especially in summer . This house is extremely perfect for Investors to generate extra dollars after mortgage. This property is currently generating $6000 plus monthly. With current lower Mortgage it is a win for the investor Buyer. This solid 7 Bedrooms Detached Bungalow will definitely appreciate a lot in the future. This is a great opportunity you do not want to miss.

MLS number
X13521010
Type
Detached
Status
Active
Bedrooms
7
Bathrooms
4
Postal code
N1G 4R1
Photos
39
71days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Day School -Wellington Centre - ContEd
Upper Grand DSB
Secondary473 mNot reported
College Heights Secondary School
Upper Grand DSB
Secondary656 m2.6 / 10
26% met the standard · 1 of 6 measures
Centennial Collegiate and Vocational Institute
Upper Grand DSB
Secondary662 m8.4 / 10
84% met the standard · 2 of 6 measures
ÉÉC Saint-René-Goupil
CS catholique MonAvenir
Elementary905 m6.4 / 10
64% met the standard
John McCrae Public School
Upper Grand DSB
Elementary1.2 km8.6 / 10
86% met the standard
Priory Park Public School
Upper Grand DSB
Elementary1.1 km6.7 / 10
67% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Dovercliffe Park/Old University104 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$748k$926k$1.10M20252026this home’s asking price
$925klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%99%101%20252026the asking price
100%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
11dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in dovercliffe park/old university. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 326 people.

$111,000Median household income
91.7%Own their home
100%Detached houses
42.8Median age
14.5%Born outside Canada
48%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230139 — the few blocks around this address, home to 326 people. It describes the area, not this property.

326Population
41.1Average age
2.7Household size
$126,000Average household income
$111,000Median household income
92%Own their home
8%Rent
0%Condominiums
15%Born outside Canada
48%University degree
$820,000Average home value
2%Low income
42%Not in the labour force
21%Never married
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over38%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,99914%
$200,000 and over14%

Percentages are of the 185 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$192,000 · minimum here is $71,000
$4,250.67per month
Borrowed before insurance$768,000
Total borrowed$768,000
Interest over 25 years at 4.5%$507,202

If you rented it out

-$4,767.51per month out of pocket
Rent$0.00
Everything it costs to hold$4,767.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by GLOBAL BRICKS EXECUTIVE HOMES REALTY. Listing data provided by the Toronto Regional Real Estate Board.