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65 Race Street 3, Cornwall, ON K6H 1G7

2 beds · 1 bath · 1 kitchen · 5 rooms · 1 parking space · 700-799 sq ft · Condo Apartment
$240,000

Also includedCommon Elements

Maintenance fee
$381 / month
Property tax
$1,184 / year
Included in the fee
Common Elements

Ideally situated in one of Cornwall's most convenient locations.This two large bedroom, 1 bathroom open concept unit is located close to downtown with Shopping, Parks, Waterfront, Marina, Aquatic Center, Restaurants Outdoor enthusiasts will appreciate the close proximity to the waterfront trails and beautiful Lamoureux Park, where walking paths, cycling routes, seasonal festivals, and summer concerts at the bandshell can all be enjoyed. Rest easy in this secure building with on-site laundry and designated parking. Perfect for first time home buyers or investors. Don't miss this one.

MLS number
X13522556
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K6H 1G7
Photos
12
Included in the fee
Common Elements
70days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Bishop Macdonell Separate School
CDSB of Eastern Ontario
Elementary682 m3.8 / 10
38% met the standard
Central Public School
Upper Canada DSB
Elementary628 m4.2 / 10
42% met the standard
École secondaire catholique La Citadelle
CSDC de l'Est ontarien
Secondary847 m7.9 / 10
79% met the standard · 2 of 6 measures
École intermédiaire catholique La Citadelle
CSDC de l'Est ontarien
Elementary971 mNot reported
Cornwall Collegiate and Vocational School
Upper Canada DSB
Secondary989 m4.6 / 10
46% met the standard · 2 of 6 measures
Cornwall Intermediate School
Upper Canada DSB
Elementary1.0 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 491 people.

$45,600Median household income
37.5%Own their home
20%Detached houses
48.4Median age
5.8%Born outside Canada
12.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010202 — the few blocks around this address, home to 491 people. It describes the area, not this property.

491Population
49.2Average age
1.9Household size
$48,000Average household income
$45,600Median household income
38%Own their home
63%Rent
25%Condominiums
6%Born outside Canada
13%University degree
$175,000Average home value
32%Low income
28%Never married
$10,000 to $14,9992%
$15,000 to $19,9999%
$20,000 to $24,9999%
$25,000 to $29,9997%
$30,000 to $34,9995%
$35,000 to $39,9999%
$40,000 to $44,9997%
$45,000 to $49,9999%
$50,000 to $59,99912%
$60,000 to $69,9999%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9992%
$100,000 and over5%
$125,000 to $149,9992%

Percentages are of the 215 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$48,000 · minimum here is $12,000
$1,062.67per month
Borrowed before insurance$192,000
Total borrowed$192,000
Interest over 25 years at 4.5%$126,800

If you rented it out

-$1,542.33per month out of pocket
Rent$0.00
Everything it costs to hold$1,542.33
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXSELLENCE TEAM REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.