Homula Realty Brokerage
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94 Francis Street W 308, Kawartha Lakes, ON K0M 1N0

3 beds · 2 baths · 1 kitchen · 7 rooms · 1 parking space · 1200-1399 sq ft · Locker · Laundry: Other · Condo Apartment
$539,000

Utilities includedHeat · Water

Also includedParking · Building Insurance · Common Elements

Maintenance fee
$987 / month
Property tax
$3,853 / year
Included in the fee
Heat, Parking, Water, Building Insurance, Common Elements

Rarely offered 3 bedroom, 2 bathroom top-floor corner condo in one of Fenelon Falls' most desirable areas, offering approximately 1,250 sqft of bright, open-concept living just steps from Cameron Lake, downtown shops, restaurants and the Victoria Rail Trail. Built in 2013, this well maintained building provides a safe, quiet and welcoming lifestyle with the convenience of low maintenance living. The spacious living, dining and kitchen area is filled with natural light and features crown moulding, an upgraded kitchen with stainless steel appliances, convenient pull-out cupboard organizers, a lazy susan, custom lighting and plenty of storage. Step onto the private lake-facing balcony to enjoy peaceful views and your morning coffee. The generous primary suite includes a large ensuite bathroom, while two additional well-sized bedrooms share a 4-piece bathroom, making this an ideal layout for retirees, professionals or those looking to downsize without sacrificing space. Additional features include in-suite stacked laundry, underground parking and maintenance fees that cover propane heat, municipal water, building insurance, common elements, property maintenance and snow removal. Enjoy an exceptional location where you can walk to waterfront parks, beaches, local cafés, restaurants, boutique shopping and year-round recreation along the Victoria Rail Trail, all in the heart of the beautiful town of Fenelon Falls.

MLS number
X13525490
Type
Condo Apartment
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1N0
Photos
31
Locker
Yes — Owned
Laundry
Other
Included in the fee
Heat, Parking, Water, Building Insurance, Common Elements
69days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$107,800 · minimum here is $28,900
$2,386.58per month
Borrowed before insurance$431,200
Total borrowed$431,200
Interest over 25 years at 4.5%$284,773

If you rented it out

-$3,694.66per month out of pocket
Rent$0.00
Everything it costs to hold$3,694.66
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Kawartha Lakes Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.