32 E St George Street, Kawartha Lakes, ON K9V 1W5
- Property tax
- $3,049 / year
Attention investors! Here's an excellent opportunity to add a fully occupied income property to your portfolio. This solid brick semi-detached home features two self-contained 2-bedroom units and offers an attractive cap rate of about 7%, making it a compelling investment in today's market.The upper unit features a bright and comfortable layout with sliding doors leading to a private deck overlooking the fenced backyard, while the lower unit offers a cozy and functional living space that tenants are proud to call home. Both units are well maintained, heated with natural gas, and currently occupied by established tenants, providing immediate rental income. Situated in a quiet location close to the waterfront, parks, and local amenities, this property offers the lifestyle and convenience tenants are seeking. Ample on-site parking further enhances its appeal. Current rental income totals $3,850 per month, with the upper unit generating $2,000/month and the lower unit generating $1,850/month. Whether you're a seasoned investor or looking to acquire your first income property, this turnkey opportunity offers stable cash flow and long-term potential in a desirable location.
- MLS number
- X13526098
- Type
- Semi-Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K9V 1W5
- Photos
- 42
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
8 rooms as the listing brokerage filed them, with measurements.
Upper
| Room | Size | Features |
|---|---|---|
| Living Room | 5.09 × 3.69 m | — |
| Bedroom | 3.84 × 2.38 m | — |
| Bedroom | 3.26 × 4.30 m | — |
| Kitchen | 6.34 × 2.68 m | — |
Lower
| Room | Size | Features |
|---|---|---|
| Living Room | 6.40 × 2.77 m | — |
| Laundry | 2.86 × 2.99 m | — |
| Bedroom | 3.26 × 3.87 m | — |
| Bedroom | 2.90 × 3.96 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Semi-Detached
- Style
- Bungalow-Raised
- Class
- Residential Freehold
- Age
- 31-50
- Fronting on
- East
- Community
- Lindsay
- Municipality
- Kawartha Lakes
- Cross street
- Durham St., E/ Wolfe & George
- Zoning
- Res 3
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the lower floor
- Kitchens
- 2
- Rooms above grade
- 5
- Basement
- Separate Entrance, Apartment
- Laundry
- Main Level
- Size
- 700-1100
Building
- Construction
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Other structures
- Garden Shed
Parking
- Garage
- Detached
- Covered spaces
- 0
- Driveway spaces
- 4
- Total parking
- 4
- Features
- Private Double
Land
- Lot
- 31 × 96.84 feet
- Shape
- Rectangular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Window Unit(s)
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Available
- Cable
- Available
Features
- Property
- Cul de Sac/Dead End, Park, Rec./Commun.Centre
- Interior
- Accessory Apartment, Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Water Heater
- Exterior
- Controlled Entry, Year Round Living
Listing
- MLS number
- X13526098
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-07-06
- Expires
- 2026-12-06
- Taxes
- $3,049 (2026)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| I E Weldon Secondary School Trillium Lakelands DSB | Secondary | 629 m | / 10 63% met the standard · 2 of 6 measures |
| Queen Victoria Public School Trillium Lakelands DSB | Elementary | 743 m | / 10 68% met the standard |
| St. Mary Catholic Elementary School Peterborough Victoria Northum Clarington CDSB | Elementary | 908 m | / 10 46% met the standard |
| King Albert Public School Trillium Lakelands DSB | Elementary | 1.5 km | / 10 60% met the standard |
| Alexandra Public School Trillium Lakelands DSB | Elementary | 1.7 km | / 10 66% met the standard |
| Central Senior School Trillium Lakelands DSB | Elementary | 2.0 km | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 452 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160209 — the few blocks around this address, home to 452 people. It describes the area, not this property.
Percentages are of the 240 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.