Homula Realty Brokerage
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162 Highway No. 28, Addington Highlands, ON K0H 1L0

6 beds · 3 baths · 1 kitchen · 6 rooms · 8 parking spaces · 1500-2000 sq ft · Rural Residential
$419,000
Property tax
$3,584 / year

Welcome to 162 Highway 28! Set on approximately 17 acres in the heart of Denbigh ON, this remarkable property is a cherished piece of local history, offering an incredibly rare opportunity to own a private retreat surrounded by pristine forest and tranquil waterfront. With 6 spacious bedrooms, 3 bathrooms, and walkout basement, this character-filled home offers exceptional space for a large family, multi-generational living, a recreational getaway, or the potential for a bed and breakfast or retreat (buyer to verify intended use). Rich in charm and history, the home is ready for its next chapter while preserving the unique character that makes it so special. Enjoy direct frontage on a peaceful pond that flows from Denbigh Lake, allowing you to launch a canoe, kayak, or paddleboard right from your own property and explore the connected waterways. Whether you're fishing, paddling at sunrise, or simply enjoying the sounds of nature, this is true waterfront living at its finest. The surrounding landscape is equally impressive, featuring approximately 17 acres of lush mixed forest with mature maple trees, scenic walking trails, and abundant wildlife. Spend your days hiking your own private trail system, tapping maple trees, exploring the forest, or simply relaxing in the peaceful surroundings. Every season offers something spectacular-from vibrant fall colours to snow-covered winter landscapes.

MLS number
X13529886
Type
Rural Residential
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
K0H 1L0
Photos
36
68days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,800 · minimum here is $20,950
$1,855.24per month
Borrowed before insurance$335,200
Total borrowed$335,200
Interest over 25 years at 4.5%$221,372

If you rented it out

-$2,153.91per month out of pocket
Rent$0.00
Everything it costs to hold$2,153.91
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT OTTAWA VALLEY REALTY. Listing data provided by the Toronto Regional Real Estate Board.