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394 Ginger Street, Greater Napanee, ON K7R 3X8

3 beds · 2 baths · 1 kitchen · 8+2 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$515,000
Property tax
$2,642 / year

Welcome to 394 Ginger Street, where modern updates, thoughtful design, and an inviting atmosphere come together in one of Napanee's most desirable neighbourhoods. This beautifully maintained 3-bedroom, 2-bathroom home is truly move-in ready, offering the perfect space for families, professionals, or anyone looking to enjoy easy, comfortable living. From the moment you step inside, you'll appreciate the bright, open feel created by newer windows that fill the home with natural light. Smart lighting, updated ceiling fans, and carefully selected finishes add style and convenience throughout, while the spacious primary bedroom with a walk-in closet provides a relaxing retreat at the end of the day. Outside, the fully landscaped backyard is designed for making memories. Spend summer evenings entertaining, relax in the hot tub, or enjoy a quiet morning coffee in your own private outdoor sanctuary. An irrigation system helps keep the property looking its best, while the durable steel roof offers lasting value and peace of mind. Ideally located close to schools, parks, shopping, and everyday amenities, this home combines quality updates with a location you'll love. Every detail has been thoughtfully cared for, creating a property that's as functional as it is welcoming. All that's left to do is move in and enjoy!

MLS number
X13532994
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K7R 3X8
Photos
46
Laundry
Lower Level level
68days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
The Prince Charles School
Limestone DSB
Elementary1.5 km6.5 / 10
65% met the standard
Napanee District Secondary School
Limestone DSB
Secondary1.7 km6.2 / 10
62% met the standard · 2 of 6 measures
J J O'Neill Catholic School
Algonquin and Lakeshore CDSB
Elementary2.1 km6.1 / 10
61% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 58 - Greater Napanee303 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$492k$537k$582k20252026this home’s asking price
$580klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d48d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 58 - greater napanee. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 673 people.

$43,200Median household income
32.8%Own their home
20.3%Detached houses
47.2Median age
9.5%Born outside Canada
8.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35110106 — the few blocks around this address, home to 673 people. It describes the area, not this property.

673Population
46.4Average age
2Household size
$58,200Average household income
$43,200Median household income
33%Own their home
67%Rent
18%Condominiums
10%Born outside Canada
9%University degree
$340,000Average home value
31%Low income
25%Never married
$10,000 to $14,9991%
$15,000 to $19,9993%
$20,000 to $24,99913%
$25,000 to $29,9999%
$30,000 to $34,9996%
$35,000 to $39,9995%
$40,000 to $44,9996%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over13%
$100,000 to $124,9998%
$125,000 to $149,9993%
$150,000 to $199,9993%
$200,000 and over1%

Percentages are of the 390 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$103,000 · minimum here is $26,500
$2,280.31per month
Borrowed before insurance$412,000
Total borrowed$412,000
Interest over 25 years at 4.5%$272,093

If you rented it out

-$2,500.48per month out of pocket
Rent$0.00
Everything it costs to hold$2,500.48
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.