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8-1125 Carlo Enterprise Road, Muskoka Lakes, ON P0B 1M0

4 beds · 1 bath · 1 kitchen · 9 rooms · 7 parking spaces · 700-1100 sq ft · Detached
$999,900
Property tax
$3,742 / year

Escape to the heart of Muskoka with this charming four- season waterfront retreat on beautiful Three Mile Lake. Offering over 200 feet of shoreline, this property is the perfect place to enjoy everything cottage life has to offer. The cozy main cottage features 4 bedrooms, 1 bathroom, and a finished walkout basement, providing additional living space for relaxing, entertaining, or accommodating family and guests. Above the detached garage, you'll find separate guest accommodations with 3 bedrooms and 1 bathroom, offering the perfect space for extended family, friends, or multiple generations to gather while still enjoying their own privacy. Whether you're spending your days swimming, boating, relaxing by the water, or enjoying evenings around the campfire, this property offers the quintessential Muskoka lifestyle. The generous waterfront provides plenty of space to enjoy the outdoors while taking in the peaceful surroundings. Ideally situated in the heart of Muskoka, you're just a short drive from the charming communities of Rosseau, Bracebridge, and Huntsville, where you'll find excellent dining, shopping, golf, and year-round attractions. If you've been searching for a classic Muskoka cottage with room for everyone, exceptional waterfront, and an unbeatable location, this Three Mile Lake property is one you won't want to miss.

MLS number
X13533424
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
P0B 1M0
Photos
44
Laundry
Not in the unit
67days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Muskoka Lakes — 331 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$915k$1.30M$1.68M20252026this home’s asking price
$1.11Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in muskoka lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 523 people.

$88,000Median household income
87.2%Own their home
95.5%Detached houses
50.8Median age
10.5%Born outside Canada
25.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440265 — the few blocks around this address, home to 523 people. It describes the area, not this property.

523Population
46.4Average age
2.4Household size
$105,000Average household income
$88,000Median household income
87%Own their home
13%Rent
0%Condominiums
11%Born outside Canada
25%University degree
$870,000Average home value
6%Low income
52%Not in the labour force
20%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9996%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,980 · minimum here is $74,990
$4,427.34per month
Borrowed before insurance$799,920
Total borrowed$799,920
Interest over 25 years at 4.5%$528,282

If you rented it out

-$4,739.17per month out of pocket
Rent$0.00
Everything it costs to hold$4,739.17
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Bracebridge Realty. Listing data provided by the Toronto Regional Real Estate Board.