Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

685 Woolwich Street 307, Guelph, ON N1H 8M6

1 bed · 1 bath · 1 kitchen · 5 rooms · 1 parking space · 700-799 sq ft · No locker · Laundry: Laundry Room · Other
$319,900

Utilities includedWater · Heat

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$434 / month
Property tax
$2,304 / year
Included in the fee
Water, Common Elements, Building Insurance, Parking, Heat

RARE FIND! OVERLOOKING THE SPEED RIVER & THE EVERGREEN CENTRE. 55 plus Building. Retire in style! This envious location combines practicality and convenience with outstanding views.Open concept one bedroom suite with the balcony looking toward Speedvale with a glance of the river. Generous master with large closet. A well appointed kitchen with island. Ensuite laundry with side by side washer/dryer and storage. Controlled entrance with gracious lobby,pool table room, fitness centre, party room, underground parking, direct indoor access to Evergreen Senior Centre for year round social activities and excursions. Enjoy a relaxed worry free lifestyle in the heart of Guelph's beautiful Riverside Park! This is a 55 plus building.No smoking building!

MLS number
X13536460
Type
Other
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
N1H 8M6
Photos
24
Locker
No
Laundry
Laundry Room
Included in the fee
Water, Common Elements, Building Insurance, Parking, Heat
73days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
June Avenue Public School
Upper Grand DSB
Elementary774 m8.2 / 10
82% met the standard
École élémentaire L'Odyssée
CS Viamonde
Elementary1.0 km8.6 / 10
86% met the standard
Victory Public School
Upper Grand DSB
Elementary1.1 km8.9 / 10
89% met the standard
Our Lady of Lourdes Catholic School
Wellington CDSB
Secondary1.4 km7.0 / 10
70% met the standard · 2 of 6 measures
Edward Johnson Public School
Upper Grand DSB
Elementary1.2 km8.9 / 10
89% met the standard
Holy Rosary Catholic School
Wellington CDSB
Elementary1.3 km6.3 / 10
63% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 892 people.

$53,200Median household income
50.8%Own their home
0.8%Detached houses
75.5Median age
23.2%Born outside Canada
20%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230076 — the few blocks around this address, home to 892 people. It describes the area, not this property.

892Population
72.1Average age
1.4Household size
$66,800Average household income
$53,200Median household income
51%Own their home
49%Rent
61%Condominiums
23%Born outside Canada
20%University degree
$392,000Average home value
11%Low income
11%Never married
$15,000 to $19,9991%
$20,000 to $24,9995%
$25,000 to $29,9997%
$30,000 to $34,9997%
$35,000 to $39,9996%
$40,000 to $44,9997%
$45,000 to $49,9997%
$50,000 to $59,99912%
$60,000 to $69,9999%
$70,000 to $79,9997%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over12%
$100,000 to $124,9996%
$125,000 to $149,9993%
$150,000 to $199,9991%
$200,000 and over1%

Percentages are of the 690 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$63,980 · minimum here is $15,995
$1,416.45per month
Borrowed before insurance$255,920
Total borrowed$255,920
Interest over 25 years at 4.5%$169,014

If you rented it out

-$2,042.45per month out of pocket
Rent$0.00
Everything it costs to hold$2,042.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HomeLife Power Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.