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1019 Loyalist Drive, Minden Hills, ON K0M 2K0

3 beds · 2 baths · 1 kitchen · 14 rooms · 4 parking spaces · 700-1100 sq ft · Detached
$575,000
Property tax
$2,259 / year

Welcome to 1019 Loyalist Drive on the Gull River. South facing. Direct access to Gull Lake and 30 kms of shoreline is only 400 meters downstream, or one can easily boat upstream to downtown Minden. A year-round home or cottage. A solid raised bungalow on a dead-end road with 34 easy steps to a lovely riverside setting with 89 ft on the river. The main level is 1056 sq ft and includes 2 bedrooms, an office, kitchen, dining room and a living room with a walk out to the riverside deck and gazebo, 3-piece bath (renovated 2022) and a main floor laundry. The downstairs offers another 630 sq ft of living space including a large family room, 1 bedroom and a 3-pce bath and a modern airtight woodstove with a walkouts to the parking area and the riverside. Ideal in-law suite or rental unit with private access. Home/Septic inspection completed. Located 10 mins south of Minden just off Highway 35 via Sandy Bay Road (a school bus stop). The township road is maintained year-round to Loyalist Drive and then it is only 100 meters to this home. $100/yr for private road maintenance. A quiet enclave of 12 properties. Just over 2 hrs from the GTA. Year-round road. 200AMP. Heated water line. F/A propane furnace(2018). Napoleon airtight wood stove in basement less than 10 yrs old and professionally installed. The upstairs bathroom was renovated in 2022. River water intake with heated line installed in 2021. Exceptionally private area at river's edge is an ideal spot for a patio or gazebo. Great swimming. Sandy shoreline. 6+ ft of depth. No neighbours on the opposite bank. Cottage has good bones but is ready for some TLC and your finishing touches. An ideal year-round home or cottage that is largely furnished and just over 2 hours from the GTA. Are traditional bank solutions not meeting your needs? Let me introduce you to a skilled Level 2 Mortgage Agent who has access to a broad range of competitive financing options. This property could be yours in 30 days. Click on the Video.

MLS number
X13537914
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 2K0
Photos
50
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Minden Hills — 238 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$488k$601k$714k20252026this home’s asking price
$637klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d34d68d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in minden hills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,007 people.

$67,500Median household income
86%Own their home
94.2%Detached houses
62Median age
9.9%Born outside Canada
13.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460091 — the few blocks around this address, home to 1,007 people. It describes the area, not this property.

1,007Population
56.3Average age
2Household size
$81,200Average household income
$67,500Median household income
86%Own their home
14%Rent
4%Condominiums
10%Born outside Canada
13%University degree
$568,000Average home value
12%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9995%
$25,000 to $29,9994%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9997%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over22%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 650 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,000 · minimum here is $32,500
$2,545.98per month
Borrowed before insurance$460,000
Total borrowed$460,000
Interest over 25 years at 4.5%$303,793

If you rented it out

-$2,734.23per month out of pocket
Rent$0.00
Everything it costs to hold$2,734.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes of Haliburton. Listing data provided by the Toronto Regional Real Estate Board.