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222 Centennial Lane, Trent Hills, ON K0L 1Z0

2 beds · 1 bath · 1 kitchen · 8 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$599,000
Property tax
$3,584 / year

WATERFRONT! Located right off ON-30 w/ quick access to Hwy 7 on the calm shores of Trent River offering breath-taking water-views! Enjoy canoeing, boating, kayaking, swimming, & much more! *70ft waterfrontage* Appreciate the convenience of municipally maintained road including garbage pickup while still having the privacy of a private road. Charming rustic 4-season cottage on a budget! Detached garage/workshop & driveway offers ample parking for RVs, cars, & other toys. Separate shed provides storage. Step past the bright foyer into the dining room w/ bay window. Sun-filled great room w/ cozy propane stove presents expansive views of the water W/O to rear deck. Main lvl complete w/ 2 spacious bedrooms & 1-4pc bath ideal for growing families Your Home away from Home! Fenced backyard provides a secure space for pets. Take in the gorgeous calm water views while lounging on the deck. Plenty of room for a hot tub. Access for docking available. Explore everything Trent River has to offer numerous islands, resorts, & connection to Seymour Lake for buyers looking to fish.

MLS number
X13538028
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0L 1Z0
Photos
33
66days · this listing
293days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

293 days on the market across 2 listings
This listing shows 66 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Rural Trent Hills — 160 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$540k$613k$685k20252026this home’s asking price
$633klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d33d67d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural trent hills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 625 people.

$87,000Median household income
90.9%Own their home
98%Detached houses
48.8Median age
6.5%Born outside Canada
12.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140268 — the few blocks around this address, home to 625 people. It describes the area, not this property.

625Population
45.5Average age
2.6Household size
$99,000Average household income
$87,000Median household income
91%Own their home
9%Rent
0%Condominiums
7%Born outside Canada
13%University degree
$580,000Average home value
12%Low income
58%Not in the labour force
19%Never married
$20,000 to $24,9991%
$25,000 to $29,9994%
$30,000 to $34,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9997%
$60,000 to $69,9994%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,99910%
$200,000 and over6%

Percentages are of the 335 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$119,800 · minimum here is $34,900
$2,652.24per month
Borrowed before insurance$479,200
Total borrowed$479,200
Interest over 25 years at 4.5%$316,473

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,952.91per month out of pocket
Rent$998.00
Everything it costs to hold$2,950.91
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CMI REAL ESTATE INC.. Listing data provided by the Toronto Regional Real Estate Board.