18 Osprey Road, Kawartha Lakes, ON K9V 4R5
- Property tax
- $2,580 / year
Welcome to year-round waterfront living on Pigeon Lake,renowned for its fishing and direct access to the Trent-Severn Waterway system. In 2020, this 4 bed 2 bath place has been fully renovated from top to bottom using proper permits and making it feel like a brand-new home. The Seller added a Generac Generator, new septic system, drilled well, new appliances, new roof and replaced 3 windows. The interior now has a modern touch with a bright open concept. Relax outside on the oversized deck, newer dock with lift, and easy access to launch your boat from the shore. Close proximity to Lindsay or Peterborough. All you need is your fishing rod and marshmallows.
- MLS number
- X13538144
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K9V 4R5
- Photos
- 50
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
9 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 4.20 × 2.50 m | — |
| Kitchen | 4.92 × 2.82 m | — |
| Primary Bedroom | 2.85 × 2.45 m | — |
| Bedroom 2 | 2.85 × 2.41 m | — |
| Dining Room | 4.20 × 3.04 m | — |
| Bedroom 3 | 2.85 × 2.44 m | — |
| Bedroom 4 | 2.84 × 2.45 m | — |
| Bathroom | 1.84 × 2.44 m | 3 Pc Bath |
| Bathroom | 2.46 × 1.89 m | 4 Pc Bath |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- East
- Community
- Emily
- Municipality
- Kawartha Lakes
- Cross street
- Wispi Shore and Osprey Road
- Zoning
- LSR-4
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms
- 5
- Rooms above grade
- 7
- Family room
- Yes
- Basement
- Crawl Space
- Laundry
- Main Level
- Size
- 700-1100
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Piers
- Other structures
- Garden Shed
Parking
- Covered spaces
- 0
- Driveway spaces
- 6
- Total parking
- 6
- Features
- Available, Front Yard Parking
Land
- Lot
- 128 × 0 feet
- Shape
- Rectangular
- Waterfront
- Yes
- View
- Clear, Lake
- Pool
- None
Heating, cooling and services
- Heating
- Heat Pump
- Heat source
- Electric
- Cooling
- Other
- Water
- Well
- Sewer
- Septic
- Electricity
- Available
- Gas
- Available
Features
- Property
- Clear View, Cul de Sac/Dead End, Level, Lake Access
- Interior
- Carpet Free, Generator - Full, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener
- Exterior
- Year Round Living, Deck, Landscaped, Privacy
Listing
- MLS number
- X13538144
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-08
- Expires
- 2026-11-09
- Taxes
- $2,580 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 616 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160185 — the few blocks around this address, home to 616 people. It describes the area, not this property.
Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.