Homula Realty Brokerage
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1129 Comak Crescent, Algonquin Highlands, ON K0M 1J2

3 beds · 1 bath · 1 kitchen · 7 rooms · 10 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$899,900
Property tax
$2,308 / year

We all want that perfect place to slow down, disconnect from the chaos, and spend quality time with the people who matter most. But too often, finding a getaway property feels like a gamble. You want to relax, not spend your limited weekend downtime playing handyman or worrying about hidden mechanical headaches. You shouldn't have to trade your peace of mind or inherit someone else's costly maintenance nightmares just to get a piece of the lake. Welcome to this masterfully transformed, four-season waterfront retreat on the pristine shores of Lake St. Nora. Nestled just south of the historic village of Dorset, this property seamlessly balances absolute mechanical peace of mind with high-end modern comforts. The kitchen provides a perfect gathering space with quartz countertops and a functional appliance package included in the sale (upgraded 2022). In the large living room, a soaring cathedral ceiling maximizes the large windows, filling the cottage with beautiful natural light and capturing stunning waterfront views, while a cozy propane fireplace keeps you toasty all year round. With three comfortable bedrooms, supplemental heating, main-floor laundry, and a newer well (2015) and septic system installed in 2020, newer roof (2018) every major mechanical detail has already been taken care of. Outside, you can step directly into a premium lakeside lifestyle. The property boasts 120 feet of pristine, weed-free, sand-bottom shoreline and absolute privacy, complete with lakeside decking and a campfire area perfect for boating, swimming, or relaxing at the water's edge. This turn-key residence offers a rare opportunity to step directly into a premium, worry-free lifestyle on the water.

MLS number
X13540134
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0M 1J2
Photos
44
Laundry
Main Level level
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,010 people.

$75,000Median household income
87.6%Own their home
97.1%Detached houses
60.8Median age
6.6%Born outside Canada
23.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460272 — the few blocks around this address, home to 1,010 people. It describes the area, not this property.

1,010Population
56.3Average age
1.9Household size
$99,600Average household income
$75,000Median household income
88%Own their home
12%Rent
2%Condominiums
7%Born outside Canada
24%University degree
$692,000Average home value
11%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over26%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over6%

Percentages are of the 695 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,980 · minimum here is $64,990
$3,984.56per month
Borrowed before insurance$719,920
Total borrowed$719,920
Interest over 25 years at 4.5%$475,449

If you rented it out

-$4,176.90per month out of pocket
Rent$0.00
Everything it costs to hold$4,176.90
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.