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15 Confederation Drive, St. Thomas, ON N5P 3P1

3 beds · 2 baths · 1 kitchen · 10 rooms · 3 parking spaces · 700-1100 sq ft · Detached
$499,900
Property tax
$3,341 / year

Welcome to this spacious, family-friendly 4-level sidesplit! The main floor features a large kitchen with new flooring and appliances, alongside a bright dining area. Upstairs holds 3 generous bedrooms and a 4-piece bath, while the lower level boasts a cozy family room with a gas fireplace and a newer 3-piece bath. Enjoy the private backyard with no neighbors behind and easy walking access to the neighborhood park and ball diamond. Packed with updates including a 2025 roof, professionally installed leaf guards on eaves, new front door, some fresh flooring, and an owned hot water tank!

MLS number
X13541814
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N5P 3P1
Photos
37
65days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Lockes Public School
Thames Valley DSB
Elementary790 m6.7 / 10
67% met the standard
June Rose Callwood Public School
Thames Valley DSB
Elementary1.1 km5.1 / 10
51% met the standard
Monsignor Morrison Separate School
London District Catholic School Board
Elementary987 m6.9 / 10
69% met the standard
Forest Park Public School
Thames Valley DSB
Elementary2.4 km4.1 / 10
41% met the standard
Arthur Voaden Secondary School
Thames Valley DSB
Secondary2.1 km3.8 / 10
38% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in St. Thomas910 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$495k$542k$588k20252026this home’s asking price
$515klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in st. thomas. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 469 people.

$93,000Median household income
92.1%Own their home
100%Detached houses
47.2Median age
18.6%Born outside Canada
16.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340059 — the few blocks around this address, home to 469 people. It describes the area, not this property.

469Population
44.6Average age
2.6Household size
$97,000Average household income
$93,000Median household income
92%Own their home
8%Rent
0%Condominiums
19%Born outside Canada
16%University degree
$464,000Average home value
3%Low income
72%Not in the labour force
19%Never married
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over31%
$100,000 to $124,99916%
$125,000 to $149,99910%
$150,000 to $199,9996%
$200,000 and over2%

Percentages are of the 255 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,491.87per month out of pocket
Rent$0.00
Everything it costs to hold$2,491.87
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.