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12 Bamagillia Street E, Whitewater Region, ON K0J 1K0

3 beds · 2 baths · 1 kitchen · 13 rooms · 3 parking spaces · 1500-2000 sq ft · Semi-Detached
$589,000
Property tax
$1 / year

Welcome to this gorgeous, well-maintained, spacious 1,850 sq. ft. semi-detached home in the desirable Wren Subdivision in Cobden. The Kingfisher model constructed by BEI Homes and still under Tarion Warranty is thoughtfully designed for comfortable one-level living, this beautiful home features 3 bedrooms and 2 bathrooms, including a spacious primary suite with a private ensuite. The open-concept layout is complemented by stainless steel appliances, slab-on-grade construction, and energy-efficient geothermal in-floor radiant heating for year-round comfort and lower operating costs. A spacious attached garage that can accommodate 2 vehicles provides plenty of room for parking and storage. With easy accessibility features throughout, the Kingfisher Model is an excellent choice for those looking to downsize, without sacrificing space, while also offering the functionality and room a growing family needs. Perfect for retirees and growing families, one level living is made easy. Enjoy modern, low-maintenance living in a welcoming community close to local amenities. 24 irr on all offers.

MLS number
X13544014
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0J 1K0
Photos
50
66days · this listing
66days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Cobden District Public School
Renfrew County DSB
Elementary306 m6.2 / 10
62% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 537 people.

$64,500Median household income
60.5%Own their home
69.6%Detached houses
54.4Median age
2.1%Born outside Canada
12.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470243 — the few blocks around this address, home to 537 people. It describes the area, not this property.

537Population
50.5Average age
2.1Household size
$74,500Average household income
$64,500Median household income
61%Own their home
40%Rent
0%Condominiums
2%Born outside Canada
12%University degree
$292,000Average home value
18%Low income
83%Not in the labour force
20%Never married
$10,000 to $14,9993%
$15,000 to $19,9992%
$20,000 to $24,9997%
$25,000 to $29,9997%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over22%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over2%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$117,800 · minimum here is $33,900
$2,607.96per month
Borrowed before insurance$471,200
Total borrowed$471,200
Interest over 25 years at 4.5%$311,189

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,626.05per month out of pocket
Rent$982.00
Everything it costs to hold$2,608.05
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TEAM REALTY. Listing data provided by the Toronto Regional Real Estate Board.