Homula Realty Brokerage
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4 Spruce Avenue, Puslinch, ON N1H 6H9

2 beds · 2 baths · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Laundry on the main level level · Modular Home
$399,900

Welcome to easy, low-maintenance year-round living in the highly sought-after Millcreek Country Club community! Nestled in the heart of Puslinch, just minutes from Guelph with convenient access to Highway 401, this well-cared-for 2-bedroom, 2-bathroom modular home offers the perfect blend of comfort, affordability, and lifestyle. Step inside to a bright and inviting layout featuring spacious principal rooms, a functional kitchen with ample cabinetry, and a comfortable living area ideal for both everyday living and entertaining. The primary bedroom offers the convenience of a private ensuite, while the second bedroom and 2-piece bathroom provide plenty of space for guests, family, or a home office. Outside, enjoy your own private outdoor space-perfect for morning coffee, gardening, or simply relaxing in this peaceful community. With dedicated parking and low-maintenance living, this home is an excellent option for downsizers, retirees, or anyone looking to enjoy an affordable, carefree lifestyle. Millcreek Country Club is a year-round land-lease community known for its beautifully maintained grounds, mature trees, scenic ponds, and welcoming atmosphere. Residents enjoy a tranquil setting while remaining just minutes from shopping, dining, and everyday amenities in Guelph, Cambridge, and Highway 401. Don't miss this opportunity to own a charming home in one of Puslinch's most desirable year-round communities!

MLS number
X13545038
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N1H 6H9
Photos
29
Laundry
Main Level level
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,980 · minimum here is $19,995
$1,770.67per month
Borrowed before insurance$319,920
Total borrowed$319,920
Interest over 25 years at 4.5%$211,281

If you rented it out

-$1,770.67per month out of pocket
Rent$0.00
Everything it costs to hold$1,770.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.