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77A Christopher Lane, Horton, ON K7V 3Z8

3 beds · 1 bath · 1 kitchen · 8 rooms · 5 parking spaces · 700-1100 sq ft · Detached
$499,900
Property tax
$2,430 / year

An unbelievable opportunity to own your own peninsula on the majestic Ottawa River with 200 feet of waterfront! From breathtaking sunrises in the east to spectacular sunsets in the west, and even the Northern Lights dancing across the Quebec sky, you'll enjoy uninterrupted panoramic views in every direction. This nostalgic Ottawa River cottage is a true gem, filled with warmth, character, and timeless appeal. Original plank wood floors add rustic charm, while the cozy screened-in porch is the perfect place to relax and soak in the sights and sounds of the river! The inviting eat-in kitchen is the heart of the cottage where family and friends can gather, pull up a chair and chat with the cook! The comfortable living room is filled with natural light and showcases beautiful river views. A convenient 3 piece bath and 2 bedrooms completes the main cottage (note 3rd bedroom is in the bunkie). Need space for extra guests? A charming bunkhouse provides the perfect retreat for family and friends, making this an ideal waterfront escape for creating memories that will last a lifetime! This 3 season cottage is fully serviced with a drilled well and septic system (2010). A large garden shed accomodates tools & toys! Having been cherished by just two families in 50 years, this exceptional waterfront retreat is a testament to the enjoyment and thoughtful stewardship it has inspired for generations. Just 40 minutes from Kanata......move to the cottage for the summer and make it yours today!

MLS number
X13546554
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K7V 3Z8
Photos
33
Laundry
Not in the unit
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$92,000Median household income
89%Own their home
89.7%Detached houses
49.6Median age
2.5%Born outside Canada
9.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470266 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
45.7Average age
2.5Household size
$100,400Average household income
$92,000Median household income
89%Own their home
11%Rent
0%Condominiums
3%Born outside Canada
9%University degree
$440,000Average home value
8%Low income
83%Not in the labour force
18%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,415.95per month out of pocket
Rent$0.00
Everything it costs to hold$2,415.95
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ABSOLUTE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.