Homula Realty Brokerage
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Lot 1 O'Brien Road, West Nipissing, ON P0H 2M0

Vacant Land
$449,900
Property tax
$1,806 / year

Discover 17.24 acres of pristine wooded waterfront land on the shores of Lake Nipissing in beautiful Verner, Ontario. Offering the perfect blend of privacy, natural beauty, and year-round accessibility, this exceptional property provides a rare opportunity to create your dream retreat surrounded by the peaceful landscape of Northern Ontario. Featuring a mature forest setting, direct water access, and over 15 acres to explore, this property is ideal for outdoor enthusiasts, nature lovers, or anyone seeking a quiet escape from the everyday. Enjoy endless possibilities for recreation, relaxation, and connection with nature in this truly special waterfront setting.

MLS number
X13547818
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
P0H 2M0
Photos
8
Laundry
Not in the unit
64days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,980 · minimum here is $22,495
$1,992.06per month
Borrowed before insurance$359,920
Total borrowed$359,920
Interest over 25 years at 4.5%$237,698

If you rented it out

-$2,142.56per month out of pocket
Rent$0.00
Everything it costs to hold$2,142.56
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Blue Sky Region Realty Inc., Brokerage. Listing data provided by the Toronto Regional Real Estate Board.