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10549 Devil's Lake WAO, Minden Hills, ON K0M 2K0

2 beds · 1 bath · 1 kitchen · 8 rooms · 700-1100 sq ft · Detached
$435,000
Property tax
$1,972 / year

Water Access Only - Leave the hustle of the city behind and discover the true meaning of peace at 10549 Devil's Lake. Tucked away along 220 feet of pristine Canadian Shield waterfront, this water-access-only, 3-season retreat offers the ultimate off-grid feel with all the comforts of home, located just two hours from the GTA. Because it is surrounded by the rugged, untouched beauty of Queen Elizabeth II Wildlands Provincial Park, Devil's Lake is a quiet haven famous for its exceptionally low boat traffic, unmatched privacy, and excellent lake trout fishing. Step inside the main cottage to find a charming interior with an open and airy flow. The cottage features two cozy bedrooms, a bright three-piece bathroom, and a seamless living space perfect for winding down. The highlight of the main house is a small, screened-in sunroom that provides a beautiful, bug-free vantage point to sip your morning coffee while taking in views of the water. Just a few steps away, your guests or teens will love the detached bonus bunkie. Equipped with electricity, this separate dwelling serves as an incredible extra sleeping space and even boasts its own private, screened-in porch, giving visitors their own quiet corner to relax. The property maximizes its shoreline to give you a deep sense of seclusion. Down by the water's edge, a functional storage shed and a convenient boathouse keep all your water toys, life jackets, and fishing gear secure and ready for daily adventures. Whether you are swimming off the dock, paddling along the park boundary, or watching the sunset over the granite shoreline, this property is the perfect backdrop for making lifelong summer memories.

MLS number
X13551734
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0M 2K0
Photos
49
Laundry
Not in the unit
65days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Minden Hills — 238 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$430k$573k$716k20252026this home’s asking price
$637klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d34d68d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in minden hills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$87,000 · minimum here is $21,750
$1,926.09per month
Borrowed before insurance$348,000
Total borrowed$348,000
Interest over 25 years at 4.5%$229,826

If you rented it out

-$2,090.42per month out of pocket
Rent$0.00
Everything it costs to hold$2,090.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.