Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

294 Huron Road, Huron-Kinloss, ON N2Z 2X3

1 bed · 1 bath · 1 kitchen · 8 rooms · 6 parking spaces · 700-1100 sq ft · Detached
$799,000
Property tax
$3,423 / year

Welcome to this cozy dwelling in the beautiful lakeside community of Point Clark. This charming English cottage-style retreat blends timeless character with modern comfort, creating an idyllic getaway or year-round home. Enter this cottage through the sunroom that bridges the beauty of nature with the indoors. Inside you'll find a warm and inviting, light-filled dining and kitchen space anchored by maple hardwood floors. The thoughtfully designed, custom kitchen features built-in Thermador appliances, quartz countertop, open shelving and a separate coffee bar, making it as functional as it is beautiful. The large gathering room offers warmth and rustic style complete with gas fireplace and a cathedral ceiling with an exposed timber beam. Offering 1 bedroom; 1 bathroom; two custom-built, bed nooks, and a separate bunkie large enough for a double bed, this cottage comfortably accommodates family and guests while maintaining its cozy charm. Enjoy peaceful mornings in the window filled front porch, or relax on the front or rear decks. After a day at the beach or for an early morning routine to connect with nature, enjoy the privacy of the outdoor shower. The west-facing exposure fills the home with warm afternoon light and provides a delightful backdrop for evening entertaining and fabulous sunsets. Outside, you'll appreciate the professionally landscaped grounds, ample parking, and storage shed, all designed for easy cottage living. Numerous updates include Andersen premium wood windows and entrance doors, a gas furnace, central air conditioning, gas water heater, gas fireplace, a new rear deck, outdoor shower, and a whole-home standby generator for added peace of mind. If you are searching for that perfect year-round residence or peaceful family cottage, just moments from the sandy shores of Lake Huron, this picturesque Point Clark property offers comfort, style, and the relaxing lifestyle you've been looking for.

MLS number
X13554970
Type
Detached
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
N2Z 2X3
Photos
49
Laundry
Not in the unit
64days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,084 people.

$91,000Median household income
95.9%Own their home
99%Detached houses
58Median age
7.8%Born outside Canada
13.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410203 — the few blocks around this address, home to 1,084 people. It describes the area, not this property.

1,084Population
51.6Average age
2.1Household size
$112,800Average household income
$91,000Median household income
96%Own their home
4%Rent
0%Condominiums
8%Born outside Canada
14%University degree
$598,000Average home value
6%Low income
89%Not in the labour force
13%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over9%

Percentages are of the 750 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$159,800 · minimum here is $54,900
$3,537.80per month
Borrowed before insurance$639,200
Total borrowed$639,200
Interest over 25 years at 4.5%$422,140

If you rented it out

-$3,823.05per month out of pocket
Rent$0.00
Everything it costs to hold$3,823.05
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KELLER WILLIAMS INNOVATION REALTY. Listing data provided by the Toronto Regional Real Estate Board.