Homula Realty Brokerage
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30 HOPPER Lane, St. Thomas, ON N5R 0S2

3+1 beds · 3 baths · 1 kitchen · 6+2 rooms · 2 parking spaces · 1100-1500 sq ft · Laundry on the upper level level · Att/Row/Townhouse
$486,300

Step into your new beginning! This fully finished 1,813 sq ft Doug Tarry built townhome is located Miller's Pond, just a short stroll away from Parish Park. A bright foyer leads into an open concept main floor. The layout features a 2pc bathroom, a kitchen with an island, quartz countertops, and tile backsplash. The great room/dining room with sliding doors open to a wood deck. On the second level, there are 3 spacious bedrooms, including a primary bedroom with a walk-in closet. A 4pc bathroom & a practical second floor laundry room. The fully finished lower with a 4th bedroom, rec room, and a 3pc bathroom, giving you even more room to enjoy. This All Electric home is Energy Star Certified and Net Zero Ready. Additional features include an attached single car Garage, Fridge, Stove, Dishwasher and Deck are included. Don't miss out on this exciting opportunity to secure a new home in a fantastic community! *The price reflects the HST rebate, subject to government approval and Buyer eligibility. The seller makes no representations, and the price may change if the rebate is not applicable.

MLS number
X13555432
Type
Att/Row/Townhouse
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N5R 0S2
Photos
7
Laundry
Upper Level level
62days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$97,260 · minimum here is $24,315
$2,153.23per month
Borrowed before insurance$389,040
Total borrowed$389,040
Interest over 25 years at 4.5%$256,929

If you rented it out

-$2,153.23per month out of pocket
Rent$0.00
Everything it costs to hold$2,153.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.