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18 ST VINCENT Street, Goderich, ON N7A 2M6

6 beds · 4 baths · 4 kitchens · 25 rooms · 7 parking spaces · 2500-3000 sq ft · Fourplex
$997,999
Property tax
$5,500 / year

**Exceptional 4-Plex ** Presenting a one-of-a-kind investment opportunity in the heart of Goderich: a meticulously renovated 4-plex at 18 St Vincent Street. This isn't just any multi-family dwelling; it's a gem nestled on a charming street, surrounded by beautifully maintained and restored century homes. Mature trees line the road, creating a serene atmosphere that enhances the property's appeal. The prime location is within walking distance to shops, parks, schools, and dining options, making it convenient for both you and your tenants. With ample parking available, accessibility is never an issue. The main unit features a stunning covered front porch, inviting you to relax and enjoy the neighborhood. Inside, you'll discover a spacious layout with a beautifully updated kitchen equipped with modern appliances, and gorgeous woodwork that adds character and warmth and two bedrooms. This space is designed for comfort and style, making it a delightful home. In addition to the two bedroom updated main unit, the property includes two updated one-bedroom units, an updated spacious second two-bedroom unit, all thoughtfully renovated to ensure a high standard of living. Each unit is perfect for tenants seeking quality and convenience.This property represents a true turn-key investment opportunity, updated electrical with new panels, all new windows, new furnace and AC, spray foam insulation just to name a few. Live in one unit while renting out the others, providing a steady income stream. It is also ideal for multi generational families, offering the perfect balance of privacy and togetherness. Don't miss out on this unique chance to own a meticulously renovated 4-plex in a desirable area of Goderich. With endless possibilities and opportunities awaiting, 18 St Vincent Street is ready for you to make it your own!

MLS number
X13557162
Type
Fourplex
Status
Active
Bedrooms
6
Bathrooms
4
Postal code
N7A 2M6
Photos
45
Laundry
Not in the unit
62days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
GDCI - Elementary
Avon Maitland DSB
Elementary1.5 kmNot reported
Goderich District Collegiate Institute
Avon Maitland DSB
Secondary1.5 km6.8 / 10
68% met the standard · 2 of 6 measures
Goderich Public School
Avon Maitland DSB
Elementary1.4 km7.7 / 10
77% met the standard
St Marys Separate School
Huron Perth CDSB
Elementary1.6 km7.3 / 10
73% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 500 people.

$70,000Median household income
64.4%Own their home
66%Detached houses
48.4Median age
5.2%Born outside Canada
17.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400189 — the few blocks around this address, home to 500 people. It describes the area, not this property.

500Population
45Average age
2.1Household size
$88,000Average household income
$70,000Median household income
64%Own their home
36%Rent
0%Condominiums
5%Born outside Canada
17%University degree
$460,000Average home value
11%Low income
84%Not in the labour force
21%Never married
$10,000 to $14,9992%
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9993%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 315 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,600 · minimum here is $74,800
$4,418.92per month
Borrowed before insurance$798,399
Total borrowed$798,399
Interest over 25 years at 4.5%$527,278

If you rented it out

-$4,877.26per month out of pocket
Rent$0.00
Everything it costs to hold$4,877.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.