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16 Cambray Road, Kawartha Lakes, ON K0M 1G0

3+1 beds · 5 baths · 1 kitchen · 10+4 rooms · 23 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$1,429,800
Property tax
$7,724 / year

Welcome to Your Dream Estate!! Modern Farmhouse Luxury Awaits in This Newly Built Estate Offering over 4,100 Square Feet of Finished Living Space on Almost 12 Acres of Private Landscape!! Saturated in Natural Sunlight, the Exceptionally Bright Home Features Oversized Triple-Pane Windows, a Floor-to-Ceiling Stone Fireplace under a Soaring 20-Foot Vaulted Ceiling in the Living Room, Grand 8-Foot Interior Doors, 10-Foot Ceilings on the Main Floor and Basement, and 9-Foot Ceilings on the Second Floor! A Lavish Main Floor Primary Bedroom Features a 5-Piece Spa Ensuite, While Every Bedroom on the Second Floor Enjoys the Luxury of Its Own Private 3-Piece Bath! The Impressive Lower Level Boasts a Fully Finished Basement Designed with Multi-Use Areas Including a Gym, Recreation Space, an Additional Bedroom, and a Full Bath all with Large Above Grade Windows Providing Ample Natural Light. The Remainder of the Home Features a Convenient Mud-Room Area Leading to an Attached 5-Car Garage with Over 1000 Sqft Of Space and 4 Oversized Garage Doors Perfect for Multiuse as a Workshop!! The Exterior of the Home Provides Multiple Spacious Decks Perfect for Entertaining and Enjoying the Clear Views of the Scenic Land!! This Property also Offers Tremendous Future Potential, with Approved Plans (attached) to Build an Additional Home, Complete with a Dedicated Driveway Leading to an Existing Pre-Excavated Foundation Space.

MLS number
X13558540
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
5
Postal code
K0M 1G0
Photos
48
Laundry
Main Level level
61days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$604k$1.02M$1.45M20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 624 people.

$64,500Median household income
93.1%Own their home
100%Detached houses
60Median age
8.5%Born outside Canada
8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160112 — the few blocks around this address, home to 624 people. It describes the area, not this property.

624Population
53.1Average age
2.2Household size
$79,000Average household income
$64,500Median household income
93%Own their home
7%Rent
5%Condominiums
9%Born outside Canada
8%University degree
$456,000Average home value
12%Low income
16%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9996%
$30,000 to $34,9996%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9996%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over22%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$285,960 · minimum here is $117,980
$6,330.85per month
Borrowed before insurance$1,143,840
Total borrowed$1,143,840
Interest over 25 years at 4.5%$755,414

If you rented it out

-$6,974.51per month out of pocket
Rent$0.00
Everything it costs to hold$6,974.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REALTY EXECUTIVES PLUS LTD. Listing data provided by the Toronto Regional Real Estate Board.