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1238 Tapley 1/4 Line, Cavan Monaghan, ON K0L 1V0

4+1 beds · 3 baths · 1 kitchen · 9+2 rooms · 20 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$1,125,000
Property tax
$7,334 / year

Welcome to the rolling hills of Cavan! Situated on a picturesque 4.79-acre lot backing onto farmland just 30 minutes from Oshawa, 15 minutes to Peterborough and 5 minutes to the village of Millbrook home to all amenities including restaurants, schools, groceries, shops, arena, trails and much more. This beautifully updated all-brick home offers the perfect blend of country living and amenity convenience. Featuring 4 + 1 spacious bedrooms, 2.5 baths including a 4pc ensuite to the primary bedroom, generous principal rooms, and efficient natural gas heating, this home is ideal for families of all sizes. The professionally landscaped backyard is an entertainer's dream with an inground pool and tiki bar. Attached double car garage and oversized 6 car detached shop provides excellent space for vehicles, hobbies and additional storage. Enjoy private walking trails and the peace and privacy of your own countryside retreat. A great opportunity to own a gorgeous property in a highly sought after area. Recent updates include: shingles in 2023, pool liner in 2023, upstairs bathrooms and hardwood floor in 2024, stove in 2024, furnace in 2025, deck in 2025, washer and dryer in 2025. Shop is 32'x32' with an additional 30'x20' garage and 18'x15' indoor/outdoor space attached.

MLS number
X13559028
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
K0L 1V0
Photos
46
Laundry
Main Level level
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Cavan Monaghan — 193 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$760k$946k$1.13M20252026this home’s asking price
$767klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d18d37d20252026
19dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cavan monaghan. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$225,000 · minimum here is $87,500
$4,981.26per month
Borrowed before insurance$900,000
Total borrowed$900,000
Interest over 25 years at 4.5%$594,377

If you rented it out

-$5,592.42per month out of pocket
Rent$0.00
Everything it costs to hold$5,592.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL HERITAGE REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.