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412 Ridgeway Road A, Fort Erie, ON L0S 1B0

Office
$549,999

Rare retail/office/service commercial ownership opportunity in the heart of Crystal Beach. Located within South Coast Square, a new mixed-use development just steps from Bay Beach, this brand-new ground floor commercial space offers exceptional visibility at the prominent corner of Ridgeway Road and Ryan Avenue. Available as one expansive 2,231 sq. ft. commercial unit or as two separately owned units of approximately 1,586 sq. ft. and 638 sq. ft., providing flexibility for business owners. Designed as the community's central hub, South Coast Square combines residential, live/work, and retail uses, creating built-in pedestrian traffic from residents, beachgoers, and year-round visitors. The space offers flexible built-to-suit potential, dedicated utility/storage area, universal washroom, outdoor patio opportunities, and dedicated parking. Surrounded by cafés, restaurants, boutique shops, and one of Niagara's most popular waterfront destinations, this is an ideal opportunity for a café, bakery, specialty retail, professional service, wellness use, or boutique business seeking to establish a presence in one of Ontario's fastest-growing beach communities. Delivered in white-box condition, offering purchasers the flexibility to customize the space to suit their business needs. Build-out options may be available through the developer.

MLS number
X13561768
Type
Office
Status
Active
Bedrooms
Bathrooms
Postal code
L0S 1B0
Photos
10
66days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St George Catholic Elementary School
Niagara CDSB
Elementary1.2 km8.8 / 10
88% met the standard
John Brant Public School
DSB Niagara
Elementary1.7 km8.1 / 10
81% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 801 people.

$70,500Median household income
77.5%Own their home
81.8%Detached houses
55.2Median age
22.6%Born outside Canada
22.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260682 — the few blocks around this address, home to 801 people. It describes the area, not this property.

801Population
49Average age
2.1Household size
$71,600Average household income
$70,500Median household income
78%Own their home
23%Rent
6%Condominiums
23%Born outside Canada
22%University degree
$604,000Average home value
14%Low income
24%Never married
Under $5,0001%
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over3%

Percentages are of the 495 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$110,000 · minimum here is $30,000
$2,435.28per month
Borrowed before insurance$439,999
Total borrowed$439,999
Interest over 25 years at 4.5%$290,584

If you rented it out

-$2,435.28per month out of pocket
Rent$0.00
Everything it costs to hold$2,435.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE NRC REALTY. Listing data provided by the Toronto Regional Real Estate Board.