181 King Street S 1907, Waterloo, ON N2J 1P7
Utilities includedCentral Air Conditioning
Also includedCommon Elements · Building Insurance · Parking
- Maintenance fee
- $1,496 / month
- Property tax
- $7,247 / year
- Included in the fee
- Common Elements, Building Insurance, Parking, CAC
Set on the top residential floor of Circa 1877, this exceptional corner residence offers the space, light and privacy rarely found in Uptown condo living. One of the building's most substantial two-bedroom homes, it feels less like a conventional condominium and more like a private residence above the city. Soaring ceilings and expansive windows fill the interior with natural light while framing panoramic north and east views. The generously proportioned living room offers ample space to relax and entertain, while separate dining and breakfast areas provide flexibility most condo layouts do not. The contemporary kitchen anchors the home with sleek cabinetry, quartz countertops, built-in appliances, a subway-tile backsplash and a generous centre island. Its open connection to the breakfast area and living room keeps the layout social, while the separate dining space accommodates more formal occasions. The principal bedroom is exceptionally spacious and complemented by a private four-piece ensuite including a generous walk-in shower and an electrical outlet for a bidet. A well-proportioned second bedroom and additional four-piece bathroom with a built-in jetted tub/shower and an electrical outlet for a bidet provide comfortable accommodations for guests, family or a home office. An oversized in-suite laundry room with sink adds everyday practicality. Two private balconies offer elevated views and quiet places to begin or end the day. Two side-by-side underground parking spaces and a private storage locker further distinguish the residence. Residents of Circa enjoy an outdoor pool and cabanas, fitness and yoga spaces, resident lounges, co-working areas, guest accommodations, lobby access to an incredible restaurant and community BBQ spaces. Vincenzo's, the Bauer Marketplace, the ION LRT, Uptown Waterloo and Belmont Village are all close at hand. A true penthouse offering with remarkable scale, exceptional light and one of Uptown Waterloo's most connected addresses.
- MLS number
- X13562646
- Type
- Condo Apartment
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N2J 1P7
- Photos
- 40
- Included in the fee
- Common Elements, Building Insurance, Parking, CAC
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
9 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Dining Room | 3.96 × 2.31 m | — |
| Living Room | 3.96 × 5.38 m | — |
| Breakfast | 3.73 × 1.91 m | Walk-Out |
| Kitchen | 3.84 × 3.33 m | — |
| Laundry | 2.46 × 2.90 m | — |
| Bathroom | 2.59 × 1.70 m | 4 Pc Bath |
| Bedroom | 3.56 × 3.68 m | — |
| Primary Bedroom | 4.50 × 4.90 m | Ensuite Bath |
| Bathroom | 2.13 × 3.78 m | 4 Pc Ensuite |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Condo Apartment
- Style
- 1 Storey/Apt
- Class
- Residential Condo & Other
- Exposure
- North East
- Municipality
- Waterloo
- Cross street
- King St. S
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 6
- Basement
- None
- Size
- 1400-1599
Building
- Construction
- Brick, Stucco (Plaster)
- Balcony
- Open
Parking
- Garage
- Underground
- Covered spaces
- 2
- Driveway spaces
- 0
- Total parking
- 2
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
Condominium
- Fee
- $1,496 / month
- Fee includes
- Common Elements Included, Building Insurance Included, Parking Included, CAC Included
- Amenities
- BBQs Allowed, Bus Ctr (WiFi Bldg), Community BBQ, Exercise Room, Rooftop Deck/Garden, Party Room/Meeting Room
- Pets
- Yes-with Restrictions
Features
- Interior
- Auto Garage Door Remote, Other, Built-In Oven, Separate Heating Controls, Water Heater
- Exterior
- Controlled Entry, Landscaped, Lighting, Year Round Living
Listing
- MLS number
- X13562646
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-13
- Expires
- 2026-11-09
- Taxes
- $7,247 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to this street. The listing did not say which direction, and every candidate was in the same place.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Elizabeth Ziegler Public School Waterloo Region DSB | Elementary | 809 m | / 10 68% met the standard |
| Our Lady of Lourdes Catholic Elementary School Waterloo CDSB | Elementary | 841 m | / 10 67% met the standard |
| Westmount Public School Waterloo Region DSB | Elementary | 1.2 km | / 10 67% met the standard |
| MacGregor Public School Waterloo Region DSB | Elementary | 1.2 km | Not reported |
| Kitchener Waterloo Collegiate and Vocational School Waterloo Region DSB | Secondary | 1.0 km | / 10 81% met the standard · 2 of 6 measures |
| Empire Public School Waterloo Region DSB | Elementary | 1.2 km | / 10 76% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
The market around this home
Condo Apartments in Waterloo — 406 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among condo apartments in waterloo. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,850 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35300132 — the few blocks around this address, home to 1,850 people. It describes the area, not this property.
Percentages are of the 1,525 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.