Homula Realty Brokerage
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Lot 23 Pugh Street, Perth East, ON N0K 1M0

3 beds · 3 baths · 1 kitchen · 9 rooms · 3 parking spaces · 1500-2000 sq ft · Semi-Detached
$625,000
Property tax
$0 / year

Where luxury meets flexibility. Experience upscale living in this beautifully semi-detached home, this property offers rare, uninterrupted privacy in the charming and growing community of Milverton. This home delivers space, style, and exceptional value especially when compared to similar properties in nearby urban centres. Imagine a semi-detached custom home with high-end finishes, a designer kitchen with oversized island, upgraded flat ceilings, dual vanity and glass shower in the ensuite, and a spacious walk-in closet. The layout is fully customizable with Cailor Homes in-house architectural team, or you can bring your own plans and vision to life. Each unit will maintain the same quality craftsmanship and attention to detail Cailor Homes is known for. Don't miss this rare opportunity to own a fully customizable luxury Semi at a fraction of the cost of big city living! Multi-generational floor plan customization an option which includes a 2 bed, 1 bath accessory apartment.

MLS number
X13564402
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0K 1M0
Photos
18
Laundry
Not in the unit
65days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$125,000 · minimum here is $37,500
$2,767.36per month
Borrowed before insurance$500,000
Total borrowed$500,000
Interest over 25 years at 4.5%$330,209

If you rented it out

-$2,767.36per month out of pocket
Rent$0.00
Everything it costs to hold$2,767.36
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.