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23 Owen Avenue, Gananoque, ON K7G 2V4

3+1 beds · 5 baths · 1+1 kitchens · 10+9 rooms · 9 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$1,298,900
Property tax
$6,184 / year

Situated in one of Gananoque's most desirable estate lot communities, this stunning ICF Construction, 3+1 bedroom bungalow is a stand out, with exceptional curb appeal, stone front exterior, triple-car garage, in-law potential, landscaped grounds and appx 5,000 sq ft of living space. Set back from the road, the winding driveway leads you up through the manicured lawns, providing the backdrop for which this impressive home was built in 2015. Inside the double door entry, the spacious open-concept layout is designed for both everyday living and entertaining, featuring a large chef's kitchen, complete with a generous center island, lots of prep space, Pantry and high end Appliances. The dining/ living area as well as M/L family room are accented by 9ft ceilings, pot lights & wood floors. This space also enjoys a lovely gas fireplace to warm the entire space and massive windows on both levels, flood the home with natural light. If you like outdoor entertaining, you will love the private family size deck where you are sure to enjoy summer BBQ's, and spectacular sunsets. The M/L is finished off with 3 generous bedrooms and 2.5 baths, including a luxurious primary suite with a walk-in closet and four-piece bath. The fully finished lower level adds incredible versatility with a large rec room boasting 9ft ceilings, plus a self-contained one-bedroom granny suite area, featuring its own entrance, full bath, kitchen, dining, and living area, ideal for extended family and multi-generational living. While the laundry room is currently on the lower level, the main level also offers a convenient laundry hookup! To make sure you are never inconvenienced, this home has a Generac System in place, in case of a power outage. Nothing has been overlooked on this one! Located just two minutes from downtown Gananoque, you'll enjoy easy access to schools, shopping, restaurants and Lake Ontario. Meticulously maintained inside and out, this exceptional home is truly move-in ready.

MLS number
X13564910
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
5
Postal code
K7G 2V4
Photos
50
Laundry
Lower Level level
60days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$259,780 · minimum here is $104,890
$5,751.25per month
Borrowed before insurance$1,039,120
Total borrowed$1,039,120
Interest over 25 years at 4.5%$686,254

If you rented it out

-$6,266.58per month out of pocket
Rent$0.00
Everything it costs to hold$6,266.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP-MASTERS REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.