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1235 Villiers Line LBA047, Otonabee-South Monaghan, ON K0L 2G0

3 beds · 1 bath · 1 kitchen · 4 rooms · 2 parking spaces · < 700 sq ft · MobileTrailer
$85,000

Summer was meant to feel like this. Mornings spent enjoying your coffee while deer wander through the breathtaking field behind your cottage. Afternoons filled with golf, swimming, boating, fishing, or making memories with family and friends. Evenings gathered around the campfire as the sun sets over beautiful Rice Lake. Backing onto a spectacular open field with no rear neighbours, this seasonal retreat offers one of the most peaceful settings within Bellmere Winds Golf Resort. The natural backdrop provides exceptional privacy while attracting deer, wild turkeys, rabbits, and an abundance of local wildlife. Open from **May 1 through October 31**, Bellmere Winds is a vibrant, **pet-friendly**, 3-season resort where every visit feels like a vacation. Annual resort fees include **hydro, water, lawn maintenance, access to all resort amenities, the fitness centre, heated pool, tennis courts, playground, kids' club, and laundromat**, along with TWO unlimited Weekday 'Twilight'(after 3PM) golf memberships[upgrades avail.]. Boat slips are also available for an additional fee, making it easy to enjoy everything Rice Lake has to offer. Whether you're spending weekends away, enjoying the entire season, or looking for an investment opportunity, this property offers exceptional flexibility. Owners can participate in the resort's **50/50 rental program**, while the current owner has the cottage professionally winterized each year through the **Carefree Platinum Package** for added peace of mind during the off-season. This is more than a seasonal cottage. It's a place where family traditions begin, lifelong friendships are made, and every summer is one you'll look forward to all year long.

MLS number
X13564938
Type
MobileTrailer
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 2G0
Photos
50
Laundry
Not in the unit
60days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 929 people.

$76,500Median household income
87.5%Own their home
68.5%Detached houses
58.4Median age
10.4%Born outside Canada
14.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150344 — the few blocks around this address, home to 929 people. It describes the area, not this property.

929Population
52.7Average age
2.3Household size
$85,600Average household income
$76,500Median household income
88%Own their home
13%Rent
4%Condominiums
10%Born outside Canada
14%University degree
$548,000Average home value
12%Low income
96%Not in the labour force
16%Never married
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 490 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$17,000 · minimum here is $4,250
$376.36per month
Borrowed before insurance$68,000
Total borrowed$68,000
Interest over 25 years at 4.5%$44,908

If you rented it out

-$376.36per month out of pocket
Rent$0.00
Everything it costs to hold$376.36
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by LPT Realty. Listing data provided by the Toronto Regional Real Estate Board.