865 27th Street, Owen Sound, ON N4K 6S5
- Property tax
- $5,049 / year
Welcome to 865 27th St E a stunning, fully renovated detached home in one of Owen Sound's most sought after east side neighbourhoods, just a short walk to the lake and scenic waterfront trails. Opportunities this close to the water are rare, and this move in ready home is one you won't want to miss.Thousands have been invested in premium renovations throughout. This isn't just a cosmetic update it's a complete transformation with quality finishes built to last. The upper level features 3 spacious bedrooms and a beautifully updated full bathroom. The fully finished lower level offers 2 additional bedrooms and a 3 piece bath, making it ideal as an in-law suite or income generating space to help offset your mortgage. A standout feature is the dual heat source system. The cozy gas fireplace provides efficient, cost effective heating, while electric baseboards offer flexible backup, helping reduce winter energy costs. Step through the patio doors to a private backyard surrounded by mature trees, offering shade, privacy, and year round enjoyment. The professionally installed French drain system helps direct water away from the yard, providing added protection and peace of mind in every season. With no sidewalk to maintain and parking for up to 4 vehicles, this home offers both convenience and practicality. Located on a quiet, family friendly street, you'll also enjoy everything Owen Sound has to offer. Known as Ontario's Scenic City, it sits at the gateway to the Bruce Peninsula, just 2.5 hours from the GTA. Explore Georgian Bay, the Bruce Trail, Inglis Falls, Kelso Beach, the Roxy Theatre, Summer folk Festival, the famous Salmon Run, and the vibrant River District filled with local shops and restaurants.
- MLS number
- X13567664
- Type
- Detached
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 2
- Postal code
- N4K 6S5
- Photos
- 33
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Ground
| Room | Size | Features |
|---|---|---|
| Bedroom 4 | 2.74 × 3.76 m | — |
| Bedroom 5 | 3.20 × 2.74 m | — |
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 5.08 × 8.94 m | — |
| Family Room | 3.60 × 6.70 m | — |
| Laundry | 2.48 × 2.66 m | — |
| Utility Room | 3.50 × 4.26 m | — |
| Kitchen | 2.69 × 3.42 m | — |
| Dining Room | 3.86 × 4.26 m | — |
Upper
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 3.45 × 4.11 m | — |
| Bedroom 2 | 2.74 × 3.75 m | — |
| Bedroom 3 | 2.74 × 3.20 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- East
- Community
- Owen Sound
- Municipality
- Owen Sound
- Cross street
- 9th ave east to 27th street
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 on the ground floor · 1 on the upper floor
- Kitchens
- 1
- Rooms above grade
- 6
- Family room
- Yes
- Fireplace
- Yes
- Basement
- Finished, Separate Entrance
- Size
- 1500-2000
Building
- Construction
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
Parking
- Garage
- Attached
- Covered spaces
- 1
- Driveway spaces
- 1
- Total parking
- 2
Land
- Lot
- 75.45 × 107.09 feet
- Pool
- None
Heating, cooling and services
- Heating
- Other
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Interior
- Carpet Free
Listing
- MLS number
- X13567664
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-15
- Expires
- 2026-12-30
- Possession
- 2026-08-14
- Taxes
- $5,049 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Notre Dame Catholic School Bruce-Grey CDSB | Elementary | 544 m | / 10 63% met the standard |
| Alexandra Community School Bluewater DSB | Elementary | 2.4 km | / 10 55% met the standard |
| St Mary's High School Bruce-Grey CDSB | Secondary | 2.4 km | / 10 62% met the standard · 2 of 6 measures |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
The market around this home
Detached houses in Owen Sound — 378 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in owen sound. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 768 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35420258 — the few blocks around this address, home to 768 people. It describes the area, not this property.
Percentages are of the 465 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.