9820 BELMONT Road, Central Elgin, ON N5P 3S7
- Property tax
- $3,822 / year
Nestled on a beautifully landscaped 0.6-acre lot between New Sarum and Belmont, this bright, well-maintained bungalow offers the perfect blend of peaceful country living and town convenience.. Located within the sought-after New Sarum school district, this inviting home features a spacious open-concept layout filled with natural light, hardwood and laminate flooring, a cozy fireplace, and an expansive family room perfect for relaxing or entertaining.Offering 2 bedrooms and 2 bathrooms, the home provides comfortable living with thoughtful functionality throughout. The lower level includes a 3-piece bathroom, laundry area, and plenty of storage space. Recent mechanical updates include a 2023 forced-air gas furnace and updated well equipment featuring a 2025 pressure tank, providing added peace of mind for years to come.Outside, you'll appreciate the convenience of a double-wide driveway with parking for up to 7 vehicles, along with an attached single-car garage and a detached single-car garage complete with a wood burning fireplace-an ideal space for a workshop, hobby area, or additional entertaining space. The beautifully landscaped backyard also features a 2024 above-ground pool, creating the perfect place to relax, entertain, and enjoy warm summer days.If you've been searching for the tranquility of country living without sacrificing convenience, this property delivers the best of both worlds-all just a short drive to St. Thomas, Belmont, and Highway 401.
- MLS number
- X13570290
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N5P 3S7
- Photos
- 46
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 4.68 × 5.83 m | — |
| Living Room | 4.68 × 2.52 m | — |
| Bedroom | 5.30 × 3.08 m | — |
| Bedroom | 5.43 × 2.12 m | — |
| Bathroom | 2.30 × 2.14 m | — |
| Bedroom | 2.03 × 5.33 m | — |
Lower
| Room | Size | Features |
|---|---|---|
| Bathroom | 1.88 × 1.88 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Fronting on
- West
- Community
- Rural Central Elgin
- Municipality
- Central Elgin
- Cross street
- Near - BELMONT
- Zoning
- RES
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the lower floor
- Kitchens
- 1
- Rooms
- 8
- Rooms above grade
- 7
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- None, Partially Finished
- Laundry
- Lower Level
- Size
- 1100-1500
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Other structures
- Workshop
- Attached
- Yes
Parking
- Garage
- Attached
- Covered spaces
- 1
- Driveway spaces
- 7
- Total parking
- 7
- Features
- Private Double
Land
- Lot
- 100.75 × 250 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
Features
- Interior
- Other
Listing
- MLS number
- X13570290
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-07-16
- Expires
- 2026-10-22
- Taxes
- $3,822 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Central Elgin — 273 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in central elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.