Homula Realty Brokerage
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114 Hineman Street, Kingston, ON K7L 0G2

Vacant Land
$384,900
Property tax
$3,848 / year

Waterfront Lot in Gibraltar Estates - Discover the perfect blend of tranquility and urban convenience with this exceptional 2.48-acre estate lot, offering approx. 165 feet of frontage on Gibraltar Bay. Nestled within the prestigious Gibraltar Estates along the Rideau waterway, this rare parcel invites you to build your dream home in a community of elegant residences, each set on expansive lots with underground hydro and fibre optic internet. Wake up to peaceful water views and the soothing sounds of nature, all within minutes of downtown Kingston and easy access to Highway 401. Whether you envision a modern architectural statement or a timeless retreat, this waterfront oasis offers endless possibilities in a setting that's both peaceful and connected.

MLS number
X13571644
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K7L 0G2
Photos
14
Laundry
Not in the unit
60days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 606 people.

$95,000Median household income
91.5%Own their home
91.8%Detached houses
54.4Median age
7.7%Born outside Canada
18.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100269 — the few blocks around this address, home to 606 people. It describes the area, not this property.

606Population
48.6Average age
2.4Household size
$100,000Average household income
$95,000Median household income
92%Own their home
9%Rent
6%Condominiums
8%Born outside Canada
19%University degree
$532,000Average home value
3%Low income
100%Not in the labour force
19%Never married
$35,000 to $39,9991%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9993%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over10%

Percentages are of the 350 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$76,980 · minimum here is $19,245
$1,704.25per month
Borrowed before insurance$307,920
Total borrowed$307,920
Interest over 25 years at 4.5%$203,356

If you rented it out

-$2,024.92per month out of pocket
Rent$0.00
Everything it costs to hold$2,024.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.