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29 Wellington Street, Newbury, ON N0L 1Z0

3+2 beds · 3 baths · 1 kitchen · 12 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$649,900
Property tax
$3,840 / year

Built in 2013, 29 Wellington Street is a spacious raised bungalow with a layout that simply makes sense. It perfectly balances the charm of small-town living with a floor plan designed for real life.Right when you walk in, the welcoming foyer offers a handy 2 piece bathroom before leading up to a bright, open concept main floor. The kitchen provides plenty of prep space and cabinetry, and it opens directly into the dining and sitting areas. This seamless flow means whoever is cooking is still part of the conversation, while large windows keep the whole space feeling bright and airy. Having three bedrooms tucked away on this main level also keeps the primary living and sleeping areas conveniently on one floor. Downstairs, the finished lower level adds a ton of highly usable space. The huge rec room comes with a built in wet bar, making it the obvious go-to spot for movie nights or having friends over to watch the game. There are two additional bedrooms down here as well, which is an ideal setup if you need a quiet home office, a home gym, or a private space for teenagers or overnight guests.One of the best functional perks of the house is the in floor heating that runs through both the lower level and the attached 1.5 car garage, something you will really appreciate when those cold Ontario winters roll around. Outside, the large lot gives you a great backyard retreat complete with a deck, gardens, and even your own strawberry patch. It's all tucked into a quiet, friendly community just minutes from the local hospital, schools, parks, and the golf course, while still offering an easy commute to nearby towns. If you're looking for a well built home where every square foot is put to good use, this one is ready for you.

MLS number
X13573460
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
N0L 1Z0
Photos
47
Laundry
Lower Level level
59days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 440 people.

$73,000Median household income
71.8%Own their home
86.8%Detached houses
47.2Median age
11.8%Born outside Canada
0%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390835 — the few blocks around this address, home to 440 people. It describes the area, not this property.

440Population
43.9Average age
2.4Household size
$84,000Average household income
$73,000Median household income
72%Own their home
28%Rent
0%Condominiums
12%Born outside Canada
0%University degree
$312,000Average home value
12%Low income
63%Not in the labour force
25%Never married
$10,000 to $14,9992%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,99913%
$125,000 to $149,9992%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 230 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,980 · minimum here is $39,990
$2,877.62per month
Borrowed before insurance$519,920
Total borrowed$519,920
Interest over 25 years at 4.5%$343,365

If you rented it out

-$3,197.62per month out of pocket
Rent$0.00
Everything it costs to hold$3,197.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KELLER WILLIAMS LIFESTYLES. Listing data provided by the Toronto Regional Real Estate Board.