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39 Wood Duck Trail, The Archipelago, ON P0G 1K0

2 beds · 1 bath · 1 kitchen · 9 rooms · 6 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$619,000
Property tax
$1,850 / year

Set in a classic Northern Ontario landscape, this well-kept property offers beautiful lake views, exceptional privacy, and a peaceful setting. Cherished by the same owner for 36 years, the south-facing home features B.C. red cedar siding, a durable metal roof, and a warm, inviting interior. The main level includes 1 bedroom and 1 bath with a 2nd bedroom located in the finished walkout basement, providing flexible additional living space. Outdoors, extensive lakeside decking captures the sun and scenery, complemented by a sheltered back patio for quiet relaxation. A sauna building sits near the shoreline, and multiple outbuildings provide excellent storage for seasonal gear and equipment. Practical features include a drilled well, generator, and fibre-optic internet availability. Located close to amenities in Pointe au Baril, 30 minutes to Parry Sound, and approximately 3 hours from the GTA, the property offers both privacy and accessibility. Most of pristine Naiscoot Lake is surrounded by crown land, preserving an untouched northern landscape with abundant wildlife. Known for its clean, quiet waters and good fishing, the lake also connects to Big & Little Wilson Lakes. Enjoy swimming, paddling, picnicking, and exploring the hundreds of acres of crown land at your doorstep. A well-maintained property on a highly sought-after lake ideal for those seeking natural beauty, tranquillity and a classic Northern Ontario experience.

MLS number
X13577582
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
P0G 1K0
Photos
41
Laundry
Lower Level level
58days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 979 people.

$83,000Median household income
92%Own their home
100%Detached houses
60.4Median age
9.5%Born outside Canada
22.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490210 — the few blocks around this address, home to 979 people. It describes the area, not this property.

979Population
55.1Average age
1.9Household size
$94,800Average household income
$83,000Median household income
92%Own their home
8%Rent
0%Condominiums
10%Born outside Canada
23%University degree
$772,000Average home value
10%Low income
97%Not in the labour force
15%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 675 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$123,800 · minimum here is $36,900
$2,740.80per month
Borrowed before insurance$495,200
Total borrowed$495,200
Interest over 25 years at 4.5%$327,039

If you rented it out

-$2,894.96per month out of pocket
Rent$0.00
Everything it costs to hold$2,894.96
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Team Advantage Realty. Listing data provided by the Toronto Regional Real Estate Board.