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1145 Chelsea Lane, Algonquin Highlands, ON K0M 1J1

2 beds · 1 bath · 1 kitchen · 5 rooms · 4 parking spaces · < 700 sq ft · Detached
$449,000
Property tax
$1,097 / year

MAPLE LAKE.....DEEDED ACCESS...... 3 LAKE CHAIN....... MOVE-IN READY......Welcome to this fully furnished, charming 2-bedroom home set on a beautifully treed and private 1-acre lot, offering the perfect blend of comfort, nature, and year-round recreation. This charming property features a 3 piece bathroom and warm, inviting living spaces ideal for relaxing after a day outdoors. Enjoy the best of indoor and outdoor living -- relax on the spacious deck surrounded by nature, or spend evenings gathered with family and friends around the fire pit beneath the stars. With deeded access to Maple Lake, you can enjoy fishing, kayaking, swimming or simply taking in peaceful lakeside moments. As the day winds down, cozy up by the wood stove, creating the perfect setting for cool summer nights, crisp autumn evenings, or warm apres-ski comfort during the winter season. Outdoor enthusiasts will love the location: golfing, hiking trails, 20 minutes to Sir Sam's Ski Resort and Spa, close to plenty of Nordic ski trails, and conveniently located only 15 minutes to Haliburton or Minden for shopping, dining, and essential amenities. Working remotely or ready to unwind with your favourite Netflix series? No problem. Newly installed Bell high-speed Wi-Fi provides reliable connectivity for staying productive, streaming your favourite shows, and keeping up with everything online. Whether you're seeking tranquility, adventure, or a turnkey escape, this inviting retreat delivers it all. Your opportunity to own a private, furnished property in a sought-after recreational area -- move in and start enjoying your own summer retreat.

MLS number
X13579054
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0M 1J1
Photos
28
Laundry
Not in the unit
59days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 681 people.

$75,500Median household income
97.1%Own their home
96.9%Detached houses
58.8Median age
8.7%Born outside Canada
17.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460085 — the few blocks around this address, home to 681 people. It describes the area, not this property.

681Population
52.8Average age
2.1Household size
$89,600Average household income
$75,500Median household income
97%Own their home
3%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$556,000Average home value
8%Low income
19%Never married
$20,000 to $24,9996%
$25,000 to $29,9994%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over22%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over4%

Percentages are of the 410 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,800 · minimum here is $22,450
$1,988.07per month
Borrowed before insurance$359,200
Total borrowed$359,200
Interest over 25 years at 4.5%$237,222

If you rented it out

-$2,079.49per month out of pocket
Rent$0.00
Everything it costs to hold$2,079.49
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.