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14 Elgin Avenue E, Goderich, ON N7A 1K2

3 beds · 2 baths · 1 kitchen · 9 rooms · 4 parking spaces · 1500-2000 sq ft · Detached
$549,900
Property tax
$3,843 / year

Step into the timeless character of this charming 2.5 storey concrete block home, where classic craftsmanship meets thoughtful modern updates. Rich natural wood trim carries warmth and personality throughout the home, offering a sense of charm that is increasingly hard to find. Recent improvements provide peace of mind and added appeal, including a beautifully updated kitchen designed to be the heart of the home, complete with a spacious island perfect for meal prep, casual dining, or gathering with family and friends. A NEW ROOF in May 2026, adding even more value for the next owner. With 3 bedrooms and 2 bathrooms, this home offers a functional layout suited to families, professionals, or anyone looking for a property with both space and character. The convenience of second floor laundry is a standout feature, while an additional washer and dryer in the basement adds flexibility for busy households. The basement has been spray foamed, offering improved efficiency and comfort.Set on a generous 76' x 104' lot, the outdoor space is just as impressive. The fully fenced backyard provides privacy and room to enjoy everything from kids and pets to gardening, entertaining, or simply relaxing outdoors. Whether you are drawn to the solid construction, the warmth of the original woodwork, or the benefit of key updates already completed, this home offers a wonderful blend of old-world charm and everyday practicality.

MLS number
X13579862
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N7A 1K2
Photos
40
Laundry
Not in the unit
57days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
GDCI - Elementary
Avon Maitland DSB
Elementary699 mNot reported
Goderich District Collegiate Institute
Avon Maitland DSB
Secondary704 m6.8 / 10
68% met the standard · 2 of 6 measures
St Marys Separate School
Huron Perth CDSB
Elementary836 m7.3 / 10
73% met the standard
Goderich Public School
Avon Maitland DSB
Elementary797 m7.7 / 10
77% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 518 people.

$64,500Median household income
64.2%Own their home
67.3%Detached houses
50.8Median age
12%Born outside Canada
13.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400182 — the few blocks around this address, home to 518 people. It describes the area, not this property.

518Population
48.4Average age
2Household size
$85,000Average household income
$64,500Median household income
64%Own their home
36%Rent
0%Condominiums
12%Born outside Canada
14%University degree
$412,000Average home value
11%Low income
28%Never married
$15,000 to $19,9995%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9992%
$35,000 to $39,9995%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over21%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$109,980 · minimum here is $29,990
$2,434.84per month
Borrowed before insurance$439,920
Total borrowed$439,920
Interest over 25 years at 4.5%$290,531

If you rented it out

-$2,755.09per month out of pocket
Rent$0.00
Everything it costs to hold$2,755.09
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.