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1152 Sparks Lane, Frontenac, ON K0K 1Z0

3 beds · 1 bath · 1 kitchen · 8 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$829,000
Property tax
$4,454 / year

Escape to the peace and beauty of Chippego Lake with this charming four-season waterfront cottage, offering the perfect balance of comfort, privacy, and outdoor living. Set on nearly one acre with an impressive 272 feet of waterfront, this property is an ideal year-round home, family cottage, or weekend getaway. The cottage features three bedrooms, a full bathroom, a bright, welcoming living space, and a covered porch perfect for relaxing after a day on the lake. Large windows fill the home with natural light and showcase beautiful waterfront views. Attic insulation and spray foam beneath the floor help keep the cottage comfortable in every season. Step outside and enjoy everything waterfront living has to offer. Swim from the beautiful sandy swimming area, launch your boat from the private dock, or relax by the fire while taking in the peaceful surroundings. With a mix of sandy shoreline and natural waterfront, this property captures the best of cottage living. Family and guests will appreciate the separate two-bedroom bunkie with water and electricity. A 24' x 30' detached garage on a concrete slab provides plenty of room for vehicles, boats, ATVs, or a workshop. Two additional sheds offer excellent storage, including a larger shed with electricity, a roll-up door, and a rack system for kayaks, canoes, and outdoor gear. The home is serviced by a drilled well and septic system and is being sold fully furnished and equipped, making it easy to start enjoying lake life from day one. Whether you're looking for a peaceful retreat, a place to gather with family and friends, or a four-season waterfront escape, 1152 Sparks Lane is a rare opportunity on a private spring-fed lake. Conveniently located in Central Frontenac, you'll enjoy the privacy of cottage country within a reasonable drive of Kingston, Ottawa, and surrounding communities.

MLS number
X13583820
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0K 1Z0
Photos
47
Laundry
Main Level level
55days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Frontenac645 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$511k$673k$835k20252026this home’s asking price
$610klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in frontenac. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$165,800 · minimum here is $57,900
$3,670.63per month
Borrowed before insurance$663,200
Total borrowed$663,200
Interest over 25 years at 4.5%$437,990

If you rented it out

-$4,041.80per month out of pocket
Rent$0.00
Everything it costs to hold$4,041.80
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REAL BROKER ONTARIO LTD., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.