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614 Lake Street, McNab/Braeside, ON K7V 3Z8

3 beds · 2 baths · 1 kitchen · 10 rooms · 2 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$1,180,000
Property tax
$4,885 / year

A wonderful offering on the shores of the Ottawa River, this exceptional waterfront residence captures the essence of refined luxury and effortless escape. The home is a masterful blend of elevated design, natural textures, and breathtaking scenery where unforgettable sunrises become part of everyday life.Thoughtfully designed for sophisticated living and inspired entertaining, 3 generous bedrooms, 2 beautifully appointed bathrooms, and an atmosphere that is both warm and architecturally striking. Expansive windows frame panoramic water views at nearly every turn, flooding the interiors with natural light and creating a seamless connection to the surrounding landscape. At the heart of the home, the open-concept living space is anchored by a gas fireplace and unfolds toward a waterfront balcony creating an extraordinary setting for intimate evenings, elegant gatherings, or quiet moments overlooking the river's ever-changing beauty.The gourmet kitchen is artfully appointed with rich West Coast-inspired finishes, natural stone and wood detailing, a curated wine bar, double wall ovens, and an induction cooktop. The primary retreat is a sanctuary unto itself, offering a spa-inspired ensuite with heated floors, with radiant comfort extending throughout the lower level. The walkout lower level opens to a covered patio, inviting year-round enjoyment of the waterfront setting.Outside, the meticulously designed, low-maintenance grounds embrace the luxury of lakeside-inspired living. A private dock offers direct access to swimming, paddling, and sun-drenched afternoons on the water, while the fully air-conditioned Airstream presents an unforgettable guest experience for stylish additional sleeping accommodations. Ideally located just minutes from Braeside, Arnprior and Sand Point Golf & Country Club, this remarkable property offers a rare balance of convenience, and elevated waterfront living. Please allow 24 hours irrevocable on all offers.

MLS number
X13584684
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K7V 3Z8
Photos
35
Laundry
Lower Level level
56days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 900 people.

$104,000Median household income
93%Own their home
97.3%Detached houses
52Median age
3.5%Born outside Canada
23.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470289 — the few blocks around this address, home to 900 people. It describes the area, not this property.

900Population
47.4Average age
2.4Household size
$124,800Average household income
$104,000Median household income
93%Own their home
7%Rent
0%Condominiums
4%Born outside Canada
23%University degree
$560,000Average home value
4%Low income
82%Not in the labour force
18%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over35%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,99910%
$200,000 and over9%

Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$236,000 · minimum here is $93,000
$5,224.78per month
Borrowed before insurance$944,000
Total borrowed$944,000
Interest over 25 years at 4.5%$623,435

If you rented it out

-$5,631.87per month out of pocket
Rent$0.00
Everything it costs to hold$5,631.87
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MARILYN WILSON DREAM PROPERTIES INC.. Listing data provided by the Toronto Regional Real Estate Board.