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1019 Pike Lane, Dysart et al, ON K0M 1S0

3 beds · 2 baths · 1 kitchen · 10 rooms · 4 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$499,000
Property tax
$1,565 / year

Enjoy an easy 4-season cottage lifestyle on quiet Paradise Lake, just minutes from Haliburton Village, local shops, restaurants, and everyday amenities. This bright cottage enjoys sunny southern exposure, filling the home with natural light, while the front deck offers a comfortable place to relax outdoors. Inside, the open-concept kitchen, dining, and living area is warm and inviting with a cozy woodstove, 2 bedrooms, and a full main floor bathroom. The finished lower level adds valuable living space with a 3rd bedroom, second bathroom, laundry, workout area, and storage. A drilled well, septic system, and forced-air furnace provide year-round comfort. A small private laneway serving a handful of neighbouring properties separates the cottage from the waterfront. Across the lane, you'll find approximately 20 feet of waterfront with a newer dock, offering easy access for swimming, fishing, kayaking, and enjoying the lake. The lot also provides room to expand the existing cottage or add a detached garage, subject to required approvals. Whether you're looking for an affordable cottage, your home away from home, or a property with short-term rental potential, this Paradise Lake property is a great opportunity to enjoy the Haliburton Highlands.

MLS number
X13585630
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1S0
Photos
42
Laundry
Lower Level level
55days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Dysart et al276 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$456k$685k$914k20252026this home’s asking price
$800klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
93%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d22d45d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in dysart et al. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,213 people.

$74,000Median household income
93.9%Own their home
98.3%Detached houses
61.2Median age
12.9%Born outside Canada
21.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460074 — the few blocks around this address, home to 1,213 people. It describes the area, not this property.

1,213Population
54.6Average age
2.1Household size
$84,000Average household income
$74,000Median household income
94%Own their home
6%Rent
0%Condominiums
13%Born outside Canada
22%University degree
$648,000Average home value
9%Low income
18%Never married
$10,000 to $14,9991%
$15,000 to $19,9993%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over25%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 770 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,800 · minimum here is $24,950
$2,209.46per month
Borrowed before insurance$399,200
Total borrowed$399,200
Interest over 25 years at 4.5%$263,639

If you rented it out

-$2,339.88per month out of pocket
Rent$0.00
Everything it costs to hold$2,339.88
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Granite Realty Group Inc.. Listing data provided by the Toronto Regional Real Estate Board.