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91 Spruce Street W 104, Aylmer, ON N5H 1B4

2 beds · 1 bath · 1 kitchen · 5 rooms · 1 parking space · 700-799 sq ft · No locker · Laundry in building · Condo Apartment
$279,000

Utilities includedHeat · Water

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$587 / month
Property tax
$2,025 / year
Included in the fee
Heat, Common Elements, Building Insurance, Water, Parking

Embrace a lifestyle of effortless comfort and small-town charm with this beautifully appointed condominium unit located at 104-91 Spruce Street West in Aylmer, Ontario. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance schedule, this home invites you to trade demanding property upkeep for free time spent enjoying what matters most. Step into a bright, welcoming interior featuring an efficient open layout where cooking, dining, and relaxing blend seamlessly together.The low-maintenance condo lifestyle means your weekends are completely yours again-no lawn to mow, no snow to shovel, and nothing to worry about but choosing your next adventure. Located in an exceptionally peaceful, slower-paced neighbourhood, you are just a short stroll or drive away from daily conveniences, and charming downtown amenities. Furthermore, being situated less than 20 minutes from the booming regional growth in St.Thomas, you get the perfect balance: a peaceful, tight-knit community refuge to return home to each evening, paired with seamless access to city employment and entertainment. If you are ready to simplify your daily routine, reduce your footprint, and maximize your lifestyle without compromising on location, this Aylmer condo is ready to welcome you home. Some images have been virtually staged to show the room's full potential.

MLS number
X13587616
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N5H 1B4
Photos
24
Locker
No
Laundry
Coin Operated
Included in the fee
Heat, Common Elements, Building Insurance, Water, Parking
53days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
East Elgin Secondary School
Thames Valley DSB
Secondary610 m5.9 / 10
59% met the standard · 2 of 6 measures
Assumption Separate School
London District Catholic School Board
Elementary978 m8.0 / 10
80% met the standard
Davenport Public School
Thames Valley DSB
Elementary1.0 km6.7 / 10
67% met the standard · 3 of 6 measures
McGregor Public School
Thames Valley DSB
Elementary991 m5.6 / 10
56% met the standard · 3 of 6 measures
Immanuel Christian SchoolElementary1.1 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 631 people.

$59,200Median household income
50.9%Own their home
36.4%Detached houses
39.6Median age
18%Born outside Canada
6.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340136 — the few blocks around this address, home to 631 people. It describes the area, not this property.

631Population
40.5Average age
2.3Household size
$75,000Average household income
$59,200Median household income
51%Own their home
49%Rent
9%Condominiums
18%Born outside Canada
6%University degree
$390,000Average home value
19%Low income
46%Not in the labour force
23%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9996%
$25,000 to $29,9993%
$30,000 to $34,9995%
$35,000 to $39,9998%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9999%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9998%
$90,000 to $99,9993%
$100,000 and over19%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9993%
$200,000 and over2%

Percentages are of the 320 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$55,800 · minimum here is $13,950
$1,235.35per month
Borrowed before insurance$223,200
Total borrowed$223,200
Interest over 25 years at 4.5%$147,405

If you rented it out

-$1,991.10per month out of pocket
Rent$0.00
Everything it costs to hold$1,991.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.