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42 Fire Route 342, Trent Lakes, ON K0M 1R0

3 beds · 1 bath · 1 kitchen · 6 rooms · 8 parking spaces · < 700 sq ft · Detached
$379,900
Property tax
$1,166 / year

White Lake Getaway - Nestled in the Trent Lakes area 15 min north of Kinmount. This fully renovated cottage inside/out comes with deeded lake access - just 200ft away. This long shoreline consist of lovely sand with walk-in entry. Located in the middle of the 5 points trail system, this cottage offers a host of great fishing, hunting, and UTVing. Set on a very private lot, this cottage offers several outdoor sitting areas (including front porch area and a large fire pit). White Lake is approximately 4.7 miles in size, populated with Muskie, pike, perch, trout. No restrictions to boat access means endless days on the water after checking in Toronto's problems at the cottage front door. This updated cottage is must to see. It features 3 bedrooms, eat-in kitchen/dining room, living area, 3-piece bath, fully renovated Bunkie... and much more! There is a lot of green space for outdoor activities and for children to play. This site is the perfect answer to your dreams.

MLS number
X13588658
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0M 1R0
Photos
26
Laundry
Not in the unit
53days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,173 people.

$82,000Median household income
95.9%Own their home
100%Detached houses
60.8Median age
8.8%Born outside Canada
21.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150319 — the few blocks around this address, home to 1,173 people. It describes the area, not this property.

1,173Population
55.4Average age
2Household size
$124,000Average household income
$82,000Median household income
96%Own their home
4%Rent
0%Condominiums
9%Born outside Canada
22%University degree
$820,000Average home value
13%Low income
16%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over8%

Percentages are of the 825 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$75,980 · minimum here is $18,995
$1,682.12per month
Borrowed before insurance$303,920
Total borrowed$303,920
Interest over 25 years at 4.5%$200,715

If you rented it out

-$1,779.28per month out of pocket
Rent$0.00
Everything it costs to hold$1,779.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REMAX YOUR COMMUNITY REALTY. Listing data provided by the Toronto Regional Real Estate Board.